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trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[127,128,129],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},[131],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":137,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":142,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":146,"default_full_slug":147,"translated_slugs":148,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-03-12T10:47:54.356Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":138,"name":132,"component":22},"a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[149,150,151],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"type":107,"content":153},[154,159,165,172,178,191,197,203,209,215,220,226,238,249,255,261,269,337,343,359,364,369,374,379,384,389,394,399,404,409,414,419,470,475,480,485,490,495,500,506,671,677,683,688,694,708,714,720,726,731,737,742,748,754,759,765,771,776,782,788,793,799,805,811,817,831,836,902,907],{"type":110,"attrs":155,"content":156},{"textAlign":25,"key":112},[157],{"text":158,"type":116},"El equipo financiero abre la bandeja de facturas pendientes y encuentra una factura de un proveedor irlandés sin IVA. ¿Es un error del proveedor o debe actuar la empresa española? La respuesta depende de si se trata de una compra de bienes o de servicios, de la situación fiscal de las partes y de las reglas de localización aplicables.",{"type":110,"attrs":160,"content":162},{"textAlign":25,"key":161},"p-1",[163],{"text":164,"type":116},"Una clasificación incorrecta puede afectar al Modelo 303, al Modelo 349, a los registros contables y, en determinados casos, al Modelo 360. Esta guía explica cómo analizar una factura de un proveedor de otro estado miembro, determinar el tratamiento del IVA, contabilizar la operación y revisar las obligaciones declarativas correspondientes.",{"type":166,"attrs":167,"content":169},"heading",{"level":168,"textAlign":25},2,[170],{"text":171,"type":116},"Qué es una factura intracomunitaria y cuándo la recibe su empresa",{"type":110,"attrs":173,"content":175},{"textAlign":25,"key":174},"p-2",[176],{"text":177,"type":116},"«Factura intracomunitaria» es una expresión habitual para referirse a una factura relacionada con una operación entre empresas o profesionales establecidos en distintos estados miembros de la Unión Europea. No describe una única categoría legal: el tratamiento cambia según se compren bienes o servicios.",{"type":110,"attrs":179,"content":181},{"textAlign":25,"key":180},"p-3",[182,184,189],{"text":183,"type":116},"En una compra de bienes transportados desde otro estado miembro a España puede existir una ",{"text":185,"type":116,"marks":186},"adquisición intracomunitaria de bienes (AIB)",[187],{"type":188},"bold",{"text":190,"type":116},", siempre que se cumplan los requisitos de la normativa del IVA. Entre otros aspectos, deben analizarse el transporte, la condición de las partes, la identificación fiscal y las posibles exclusiones.",{"type":110,"attrs":192,"content":194},{"textAlign":25,"key":193},"p-4",[195],{"text":196,"type":116},"En la compra de servicios, no se trata de una AIB de bienes. En una operación B2B puede aplicarse la regla general de localización de servicios, según la cual el servicio se entiende realizado donde está establecido el cliente. En ese caso, si el proveedor no está establecido en España y se cumplen los requisitos, la empresa española puede tener que declarar el IVA mediante inversión del sujeto pasivo. Existen reglas especiales para determinados servicios, como los relacionados con inmuebles, el acceso a eventos, la restauración o el transporte.",{"type":110,"attrs":198,"content":200},{"textAlign":25,"key":199},"p-5",[201],{"text":202,"type":116},"La distinción también es importante frente a una importación. Una importación es la entrada en el territorio comunitario del IVA de bienes procedentes de terceros países o territorios fuera de dicho territorio. Las mercancías importadas se tramitan mediante aduana y el IVA se liquida conforme al procedimiento aduanero aplicable.",{"type":110,"attrs":204,"content":206},{"textAlign":25,"key":205},"p-6",[207],{"text":208,"type":116},"Una compra de servicios a un proveedor de Estados Unidos, Reino Unido o China no es automáticamente una importación. Puede quedar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"type":110,"attrs":210,"content":212},{"textAlign":25,"key":211},"p-7",[213],{"text":214,"type":116},"Por ejemplo, una empresa española recibe una factura mensual de una plataforma SaaS establecida en Irlanda. La factura no incluye IVA irlandés. Esto puede ser correcto si el servicio se localiza en España, la empresa actúa como destinataria empresarial y se cumplen los requisitos para aplicar la inversión del sujeto pasivo. La ausencia de IVA en la factura no significa que la operación esté exenta de tributación en España.",{"type":166,"attrs":216,"content":217},{"level":168,"textAlign":25},[218],{"text":219,"type":116},"Cuándo una factura intracomunitaria llega con IVA y cuándo sin IVA",{"type":110,"attrs":221,"content":223},{"textAlign":25,"key":222},"p-8",[224],{"text":225,"type":116},"No existe una regla única según la cual toda factura de un proveedor de la Unión Europea deba llegar sin IVA. Primero hay que determinar la naturaleza de la operación.",{"type":110,"attrs":227,"content":229},{"textAlign":25,"key":228},"p-9",[230,232,236],{"text":231,"type":116},"En una ",{"text":233,"type":116,"marks":234},"entrega intracomunitaria de bienes",[235],{"type":188},{"text":237,"type":116},", el proveedor puede aplicar la exención en su estado de origen cuando se cumplen los requisitos legales, entre ellos el transporte de los bienes a otro estado miembro, la identificación válida del cliente para operaciones intracomunitarias y la correcta inclusión de la operación en la declaración recapitulativa correspondiente.",{"type":110,"attrs":239,"content":241},{"textAlign":25,"key":240},"p-10",[242,243,247],{"text":231,"type":116},{"text":244,"type":116,"marks":245},"prestación de servicios B2B",[246],{"type":188},{"text":248,"type":116},", el proveedor puede no repercutir el IVA de su país cuando el servicio se localiza en España y el destinatario español es quien debe declarar el impuesto mediante inversión del sujeto pasivo. La regla general tiene excepciones, por lo que deben revisarse el tipo de servicio y las reglas especiales aplicables.",{"type":110,"attrs":250,"content":252},{"textAlign":25,"key":251},"p-11",[253],{"text":254,"type":116},"El ROI es el Registro de Operadores Intracomunitarios español. VIES es una herramienta de consulta que permite comprobar si un número de IVA está registrado y activado para operaciones intracomunitarias en la base de datos nacional correspondiente. No son lo mismo y VIES no determina por sí solo el tratamiento fiscal de una operación.",{"type":110,"attrs":256,"content":258},{"textAlign":25,"key":257},"p-12",[259],{"text":260,"type":116},"Una respuesta negativa en VIES puede deberse a un número incorrecto, a que el operador no está activado para operaciones intracomunitarias, a una inscripción reciente o a un retraso en la actualización de la base de datos. No demuestra por sí sola que el proveedor o el cliente no existan ni significa automáticamente que deba repercutirse IVA en todos los servicios.",{"type":110,"attrs":262,"content":264},{"textAlign":25,"key":263},"p-13",[265],{"text":266,"type":116,"marks":267},"Lista de verificación antes de aprobar la factura:",[268],{"type":188},{"type":270,"content":271},"bullet_list",[272,281,289,297,305,313,321,329],{"type":273,"content":274},"list_item",[275],{"type":110,"attrs":276,"content":278},{"textAlign":25,"key":277},"p-14",[279],{"text":280,"type":116},"¿Se trata de una compra de bienes o de servicios?",{"type":273,"content":282},[283],{"type":110,"attrs":284,"content":286},{"textAlign":25,"key":285},"p-15",[287],{"text":288,"type":116},"¿Dónde están establecidos el proveedor y el cliente?",{"type":273,"content":290},[291],{"type":110,"attrs":292,"content":294},{"textAlign":25,"key":293},"p-16",[295],{"text":296,"type":116},"¿Qué regla de localización se aplica?",{"type":273,"content":298},[299],{"type":110,"attrs":300,"content":302},{"textAlign":25,"key":301},"p-17",[303],{"text":304,"type":116},"¿El proveedor ha comunicado un número de IVA válido?",{"type":273,"content":306},[307],{"type":110,"attrs":308,"content":310},{"textAlign":25,"key":309},"p-18",[311],{"text":312,"type":116},"¿El número aparece activo en VIES cuando la operación requiere esa comprobación?",{"type":273,"content":314},[315],{"type":110,"attrs":316,"content":318},{"textAlign":25,"key":317},"p-19",[319],{"text":320,"type":116},"¿La empresa española está inscrita en el ROI cuando la operación lo exige?",{"type":273,"content":322},[323],{"type":110,"attrs":324,"content":326},{"textAlign":25,"key":325},"p-20",[327],{"text":328,"type":116},"¿La factura incluye la mención fiscal correcta?",{"type":273,"content":330},[331],{"type":110,"attrs":332,"content":334},{"textAlign":25,"key":333},"p-21",[335],{"text":336,"type":116},"¿Existen reglas especiales para ese bien o servicio?",{"type":110,"attrs":338,"content":340},{"textAlign":25,"key":339},"p-22",[341],{"text":342,"type":116},"Si el número de IVA no aparece en VIES, solicita al proveedor que confirme los datos y comprueba si existe una inscripción pendiente o un problema de activación. Si la operación está mal facturada, lo más prudente suele ser pedir una factura corregida antes de decidir el tratamiento contable definitivo.",{"type":110,"attrs":344,"content":346},{"textAlign":25,"key":345},"p-23",[347,349,357],{"text":348,"type":116},"Antes de",{"text":350,"type":116,"marks":351}," aprobar cualquier factura",[352],{"type":353,"attrs":354},"link",{"href":355,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://www.spendesk.com/es/blog/gestion-de-facturas/","_blank",{"text":358,"type":116}," de un nuevo proveedor europeo, el equipo de administración debería guardar el número consultado, la fecha de la consulta, el resultado y, cuando esté disponible, el número de consulta de VIES. Una captura de pantalla puede ser útil como evidencia interna, pero no es un requisito universal que sustituya al análisis de la operación.",{"type":166,"attrs":360,"content":361},{"level":168,"textAlign":25},[362],{"text":363,"type":116},"La inversión del sujeto pasivo obliga a declarar el IVA en España",{"type":110,"attrs":365,"content":366},{"textAlign":25,"key":112},[367],{"text":368,"type":116},"Cuando una operación se localiza en España y el proveedor no está establecido aquí, la empresa española puede ser la responsable de declarar el IVA mediante inversión del sujeto pasivo. Esto no significa que la compra esté exenta. Significa que el destinatario calcula e incluye el IVA español en su autoliquidación.",{"type":110,"attrs":370,"content":371},{"textAlign":25,"key":161},[372],{"text":373,"type":116},"En una operación con derecho pleno a deducción, la empresa puede declarar simultáneamente el IVA devengado y el IVA deducible por el mismo importe. En ese caso, el efecto económico puede ser neutro en la autoliquidación. No obstante, la neutralidad no está garantizada si existe prorrata, una limitación a la deducción, un gasto no deducible, una regularización o un desfase temporal.",{"type":110,"attrs":375,"content":376},{"textAlign":25,"key":174},[377],{"text":378,"type":116},"La base imponible se determina conforme a las reglas de la Ley del IVA. No siempre coincide sin más con el importe total de la factura, ya que pueden existir descuentos, gastos accesorios, impuestos u otros conceptos que deban analizarse.",{"type":110,"attrs":380,"content":381},{"textAlign":25,"key":180},[382],{"text":383,"type":116},"El tipo aplicable es el vigente en España para el bien o servicio concreto. El 21 % es el tipo general, pero existen tipos reducidos y otros tratamientos específicos. No debe aplicarse automáticamente el tipo del proveedor ni suponerse que todas las operaciones están sujetas al 21 %.",{"type":110,"attrs":385,"content":386},{"textAlign":25,"key":193},[387],{"text":388,"type":116},"Ejemplo hipotético: Una empresa española recibe una factura de 1.000 € por un servicio SaaS localizado en España. Si el tipo español aplicable fuera el 21 %, la cuota a declarar sería de 210 €. La empresa registraría el IVA devengado y, si tiene derecho pleno a deducción, el IVA deducible por el mismo importe. El ejemplo parte de una base imponible de 1.000 € y no debe extrapolarse a cualquier bien o servicio.",{"type":166,"attrs":390,"content":391},{"level":168,"textAlign":25},[392],{"text":393,"type":116},"¿Cómo funciona la autofactura o factura con inversión del sujeto pasivo en España?",{"type":110,"attrs":395,"content":396},{"textAlign":25,"key":199},[397],{"text":398,"type":116},"Existe confusión entre la inversión del sujeto pasivo y la obligación de emitir una autofactura. Son conceptos diferentes.",{"type":110,"attrs":400,"content":401},{"textAlign":25,"key":205},[402],{"text":403,"type":116},"La inversión del sujeto pasivo determina quién debe declarar el IVA. La facturación por el destinatario, también conocida como _self-billing_, determina quién emite materialmente la factura cuando se cumplen los requisitos y acuerdos aplicables.",{"type":110,"attrs":405,"content":406},{"textAlign":25,"key":211},[407],{"text":408,"type":116},"En una adquisición intracomunitaria estándar o en una operación ordinaria de servicios con inversión del sujeto pasivo, la empresa española no tiene que crear automáticamente una autofactura. La factura del proveedor, junto con la documentación de la operación, sirve como soporte para registrar el gasto y declarar el IVA correspondiente.",{"type":110,"attrs":410,"content":411},{"textAlign":25,"key":222},[412],{"text":413,"type":116},"Cuando una empresa española recibe una factura de un proveedor de la Unión Europea, debe registrar la factura recibida y aplicar el tratamiento fiscal que corresponda. Si la operación está sujeta a inversión del sujeto pasivo, la factura debería incluir la mención «inversión del sujeto pasivo» o «reverse charge», según las reglas de facturación aplicables.",{"type":110,"attrs":415,"content":416},{"textAlign":25,"key":228},[417],{"text":418,"type":116},"La factura debe contener los datos exigidos por la normativa, que pueden incluir:",{"type":270,"content":420},[421,428,435,442,449,456,463],{"type":273,"content":422},[423],{"type":110,"attrs":424,"content":425},{"textAlign":25,"key":240},[426],{"text":427,"type":116},"Identificación y domicilio del proveedor y del cliente",{"type":273,"content":429},[430],{"type":110,"attrs":431,"content":432},{"textAlign":25,"key":251},[433],{"text":434,"type":116},"Número y fecha de la factura",{"type":273,"content":436},[437],{"type":110,"attrs":438,"content":439},{"textAlign":25,"key":257},[440],{"text":441,"type":116},"NIF-IVA cuando sea necesario",{"type":273,"content":443},[444],{"type":110,"attrs":445,"content":446},{"textAlign":25,"key":263},[447],{"text":448,"type":116},"Descripción de los bienes o servicios",{"type":273,"content":450},[451],{"type":110,"attrs":452,"content":453},{"textAlign":25,"key":277},[454],{"text":455,"type":116},"Base imponible",{"type":273,"content":457},[458],{"type":110,"attrs":459,"content":460},{"textAlign":25,"key":285},[461],{"text":462,"type":116},"Tipo y cuota de IVA cuando procedan",{"type":273,"content":464},[465],{"type":110,"attrs":466,"content":467},{"textAlign":25,"key":293},[468],{"text":469,"type":116},"Mención de la exención, la no sujeción o la inversión del sujeto pasivo cuando corresponda",{"type":110,"attrs":471,"content":472},{"textAlign":25,"key":301},[473],{"text":474,"type":116},"No todas las facturas sin IVA deben indicar «IVA 0 %». Una operación puede estar exenta, no sujeta o sometida a inversión del sujeto pasivo, y cada tratamiento requiere una referencia adecuada.",{"type":110,"attrs":476,"content":477},{"textAlign":25,"key":309},[478],{"text":479,"type":116},"Ejemplo hipotético: Una pyme española que compra licencias de software a un proveedor alemán no necesita emitir una autofactura únicamente porque deba declarar el IVA por inversión del sujeto pasivo. Debe registrar la factura del proveedor, analizar la localización del servicio, calcular la cuota española cuando corresponda y realizar el asiento adecuado.",{"type":166,"attrs":481,"content":482},{"level":168,"textAlign":25},[483],{"text":484,"type":116},"Cómo contabilizar una factura intracomunitaria sin IVA, paso a paso",{"type":110,"attrs":486,"content":487},{"textAlign":25,"key":317},[488],{"text":489,"type":116},"El asiento contable depende de la naturaleza de la compra, de si la factura está pendiente de pago, del tratamiento del IVA y del plan contable de la empresa. No existe un asiento único aplicable a todos los bienes y servicios.",{"type":110,"attrs":491,"content":492},{"textAlign":25,"key":325},[493],{"text":494,"type":116},"Ejemplo hipotético:Una empresa recibe una factura de 1.200 € por un servicio SaaS de un proveedor irlandés. Se supone, únicamente a efectos ilustrativos, que la base imponible es de 1.200 €, que el tipo español aplicable es el 21 %, que la operación está sujeta a inversión del sujeto pasivo y que la factura no contiene IVA irlandés.",{"type":110,"attrs":496,"content":497},{"textAlign":25,"key":333},[498],{"text":499,"type":116},"El IVA a declarar sería de 252 €.",{"type":166,"attrs":501,"content":503},{"level":502,"textAlign":25},3,[504],{"text":505,"type":116},"Asiento contable orientativo",{"type":507,"content":508},"table",[509,556,586,615,643],{"type":510,"content":511},"tableRow",[512,524,534,545],{"type":513,"attrs":514,"content":516},"tableHeader",{"colspan":515,"rowspan":515,"colwidth":25},1,[517],{"type":110,"attrs":518,"content":519},{"textAlign":25,"key":339},[520],{"text":521,"type":116,"marks":522},"Cuenta",[523],{"type":188},{"type":513,"attrs":525,"content":526},{"colspan":515,"rowspan":515,"colwidth":25},[527],{"type":110,"attrs":528,"content":529},{"textAlign":25,"key":345},[530],{"text":531,"type":116,"marks":532},"Concepto",[533],{"type":188},{"type":513,"attrs":535,"content":536},{"colspan":515,"rowspan":515,"colwidth":25},[537],{"type":110,"attrs":538,"content":540},{"textAlign":25,"key":539},"p-24",[541],{"text":542,"type":116,"marks":543},"Debe",[544],{"type":188},{"type":513,"attrs":546,"content":547},{"colspan":515,"rowspan":515,"colwidth":25},[548],{"type":110,"attrs":549,"content":551},{"textAlign":25,"key":550},"p-25",[552],{"text":553,"type":116,"marks":554},"Haber",[555],{"type":188},{"type":510,"content":557},[558,568,577],{"type":559,"attrs":560,"content":561},"tableCell",{"colspan":515,"rowspan":515,"colwidth":25},[562],{"type":110,"attrs":563,"content":565},{"textAlign":25,"key":564},"p-26",[566],{"text":567,"type":116},"629",{"type":559,"attrs":569,"content":570},{"colspan":515,"rowspan":515,"colwidth":25},[571],{"type":110,"attrs":572,"content":574},{"textAlign":25,"key":573},"p-27",[575],{"text":576,"type":116},"Otros servicios",{"type":559,"attrs":578,"content":579},{"colspan":515,"rowspan":515,"colwidth":25},[580],{"type":110,"attrs":581,"content":583},{"textAlign":25,"key":582},"p-28",[584],{"text":585,"type":116},"1.200 €",{"type":510,"content":587},[588,597,606],{"type":559,"attrs":589,"content":590},{"colspan":515,"rowspan":515,"colwidth":25},[591],{"type":110,"attrs":592,"content":594},{"textAlign":25,"key":593},"p-29",[595],{"text":596,"type":116},"472",{"type":559,"attrs":598,"content":599},{"colspan":515,"rowspan":515,"colwidth":25},[600],{"type":110,"attrs":601,"content":603},{"textAlign":25,"key":602},"p-30",[604],{"text":605,"type":116},"IVA soportado, según la configuración contable aplicable",{"type":559,"attrs":607,"content":608},{"colspan":515,"rowspan":515,"colwidth":25},[609],{"type":110,"attrs":610,"content":612},{"textAlign":25,"key":611},"p-31",[613],{"text":614,"type":116},"252 €",{"type":510,"content":616},[617,626,635],{"type":559,"attrs":618,"content":619},{"colspan":515,"rowspan":515,"colwidth":25},[620],{"type":110,"attrs":621,"content":623},{"textAlign":25,"key":622},"p-32",[624],{"text":625,"type":116},"410",{"type":559,"attrs":627,"content":628},{"colspan":515,"rowspan":515,"colwidth":25},[629],{"type":110,"attrs":630,"content":632},{"textAlign":25,"key":631},"p-33",[633],{"text":634,"type":116},"Acreedores por prestación de servicios",{"type":559,"attrs":636,"content":637},{"colspan":515,"rowspan":515,"colwidth":25},[638],{"type":110,"attrs":639,"content":641},{"textAlign":25,"key":640},"p-34",[642],{"text":585,"type":116},{"type":510,"content":644},[645,654,663],{"type":559,"attrs":646,"content":647},{"colspan":515,"rowspan":515,"colwidth":25},[648],{"type":110,"attrs":649,"content":651},{"textAlign":25,"key":650},"p-35",[652],{"text":653,"type":116},"477",{"type":559,"attrs":655,"content":656},{"colspan":515,"rowspan":515,"colwidth":25},[657],{"type":110,"attrs":658,"content":660},{"textAlign":25,"key":659},"p-36",[661],{"text":662,"type":116},"IVA devengado por inversión del sujeto pasivo",{"type":559,"attrs":664,"content":665},{"colspan":515,"rowspan":515,"colwidth":25},[666],{"type":110,"attrs":667,"content":669},{"textAlign":25,"key":668},"p-37",[670],{"text":614,"type":116},{"type":110,"attrs":672,"content":674},{"textAlign":25,"key":673},"p-38",[675],{"text":676,"type":116},"La cuenta de gasto puede ser la 629 para otros servicios, pero una compra de mercancías, materiales u otros aprovisionamientos puede requerir cuentas diferentes, como la 600 o la 602. Si la factura ya está pagada, el haber puede corresponder a una cuenta bancaria en lugar de la 410. Las subcuentas de IVA y la estructura exacta deben adaptarse al plan contable y al ERP.",{"type":110,"attrs":678,"content":680},{"textAlign":25,"key":679},"p-39",[681],{"text":682,"type":116},"Si la empresa tiene derecho pleno a deducir el IVA, los 252 € devengados y los 252 € deducibles pueden compensarse en la autoliquidación. Si la deducción es parcial o inexistente, el resultado no será completamente neutro.",{"type":166,"attrs":684,"content":685},{"level":168,"textAlign":25},[686],{"text":687,"type":116},"Cuando la factura llega con IVA extranjero",{"type":110,"attrs":689,"content":691},{"textAlign":25,"key":690},"p-40",[692],{"text":693,"type":116},"Si el proveedor repercute IVA de su país, no debe concluirse automáticamente que la empresa española no tiene ninguna obligación de IVA en España. La operación puede estar correctamente facturada, contener un error que deba rectificarse o estar sujeta a una regla especial.",{"type":110,"attrs":695,"content":697},{"textAlign":25,"key":696},"p-41",[698,700,706],{"text":699,"type":116},"El IVA extranjero no se deduce en el Modelo 303 español. Si la cuota se ha soportado en otro Estado miembro y se cumplen los requisitos, la empresa puede solicitar su devolución mediante el",{"text":701,"type":116,"marks":702}," Modelo 360",[703],{"type":353,"attrs":704},{"href":705,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/GZ09.shtml",{"text":707,"type":116},". El Modelo 360 se refiere a cuotas de IVA soportadas en otros Estados miembros y tiene requisitos, límites y plazos específicos.",{"type":110,"attrs":709,"content":711},{"textAlign":25,"key":710},"p-42",[712],{"text":713,"type":116},"Mientras se espera la devolución, el IVA extranjero recuperable puede registrarse como un derecho de cobro o cuenta a recuperar, según la política contable de la empresa. Si la cuota no es recuperable o la solicitud es rechazada, puede tener que incorporarse al gasto o al coste del bien o servicio correspondiente.",{"type":110,"attrs":715,"content":717},{"textAlign":25,"key":716},"p-43",[718],{"text":719,"type":116},"Una herramienta de automatización de cuentas por pagar como Spendesk puede centralizar la recepción de facturas, extraer y proponer datos, dirigir el documento a aprobación y preparar información contable según las reglas configuradas. También puede admitir configuraciones de inversión del sujeto pasivo en determinados flujos contables.",{"type":110,"attrs":721,"content":723},{"textAlign":25,"key":722},"p-44",[724],{"text":725,"type":116},"Sin embargo, Spendesk no debe presentarse como una herramienta que detecta automáticamente todos los casos de IVA omitido, valida siempre el cálculo fiscal del proveedor, prepara el Modelo 303 o el Modelo 349, tramita el Modelo 360 o garantiza el cumplimiento del IVA español. El equipo financiero debe revisar el tratamiento fiscal y confirmar las cuentas y códigos antes de contabilizar.",{"type":166,"attrs":727,"content":728},{"level":168,"textAlign":25},[729],{"text":730,"type":116},"El Modelo 349 y el Modelo 303 recogen la operación, pero no de la misma forma que el Modelo 347",{"type":110,"attrs":732,"content":734},{"textAlign":25,"key":733},"p-45",[735],{"text":736,"type":116},"Las operaciones intracomunitarias pueden generar obligaciones declarativas diferentes de las compras nacionales. El modelo aplicable depende de la naturaleza de la operación, el periodo, el régimen de IVA y las obligaciones de la empresa.",{"type":166,"attrs":738,"content":739},{"level":502,"textAlign":25},[740],{"text":741,"type":116},"Modelo 349: declaración recapitulativa de operaciones intracomunitarias",{"type":110,"attrs":743,"content":745},{"textAlign":25,"key":744},"p-46",[746],{"text":747,"type":116},"El Modelo 349 informa a la AEAT sobre determinadas entregas y adquisiciones intracomunitarias de bienes, así como sobre determinados servicios prestados o recibidos entre operadores de distintos estados miembros.",{"type":110,"attrs":749,"content":751},{"textAlign":25,"key":750},"p-47",[752],{"text":753,"type":116},"La periodicidad no debe explicarse como una regla sencilla basada únicamente en el importe de las compras. Por regla general, el modelo se presenta mensualmente. Puede presentarse trimestralmente cuando el importe total de las operaciones que deben tenerse en cuenta para el umbral no supera 50.000 € sin IVA durante el trimestre de referencia ni en cada uno de los cuatro trimestres naturales anteriores. El umbral no es una regla general para todas las compras intracomunitarias y deben revisarse las operaciones incluidas.",{"type":166,"attrs":755,"content":756},{"level":502,"textAlign":25},[757],{"text":758,"type":116},"Modelo 303: autoliquidación del IVA",{"type":110,"attrs":760,"content":762},{"textAlign":25,"key":761},"p-48",[763],{"text":764,"type":116},"Las adquisiciones intracomunitarias de bienes y determinados servicios recibidos se reflejan en las casillas correspondientes del Modelo 303. La empresa declara el IVA devengado y, si cumple los requisitos de deducción, el IVA soportado deducible.",{"type":110,"attrs":766,"content":768},{"textAlign":25,"key":767},"p-49",[769],{"text":770,"type":116},"El efecto puede ser neutro cuando la empresa tiene derecho pleno a deducir la cuota en el mismo periodo. No será necesariamente neutro si existen limitaciones, prorrata, gastos no deducibles, regularizaciones o diferencias de periodo.",{"type":166,"attrs":772,"content":773},{"level":502,"textAlign":25},[774],{"text":775,"type":116},"Por qué la misma operación no se repite en el Modelo 347",{"type":110,"attrs":777,"content":779},{"textAlign":25,"key":778},"p-50",[780],{"text":781,"type":116},"Las operaciones intracomunitarias que deben declararse en el Modelo 349 no se incluyen de nuevo en el Modelo 347 por esa misma operación. Esto evita duplicar información.",{"type":110,"attrs":783,"content":785},{"textAlign":25,"key":784},"p-51",[786],{"text":787,"type":116},"La exclusión no significa que todas las operaciones realizadas con un proveedor comunitario queden automáticamente fuera del Modelo 347. Deben revisarse las demás operaciones y las circunstancias del contribuyente, incluidas las reglas aplicables a quienes están sujetos al SII durante todo el año.",{"type":166,"attrs":789,"content":790},{"level":502,"textAlign":25},[791],{"text":792,"type":116},"SII: una obligación adicional para determinados contribuyentes",{"type":110,"attrs":794,"content":796},{"textAlign":25,"key":795},"p-52",[797],{"text":798,"type":116},"Las empresas obligadas al Suministro Inmediato de Información, como las grandes empresas, los grupos de IVA y las entidades inscritas en el REDEME, deben remitir los registros de facturación a la AEAT conforme a sus plazos específicos. También pueden existir otros supuestos de inclusión y la opción voluntaria.",{"type":110,"attrs":800,"content":802},{"textAlign":25,"key":801},"p-53",[803],{"text":804,"type":116},"En general, las facturas emitidas se suministran en un plazo de cuatro días naturales desde su expedición, con reglas específicas cuando la factura la expide un tercero. Las facturas recibidas se suministran en un plazo de cuatro días desde su registro contable. También deben respetarse los límites vinculados al periodo de liquidación y al día 16 del mes siguiente, según el tipo de registro.",{"type":110,"attrs":806,"content":808},{"textAlign":25,"key":807},"p-54",[809],{"text":810,"type":116},"El SII no es una obligación general para todas las empresas españolas y no debe confundirse con el Modelo 349 ni con el envío de facturas completas a la AEAT.",{"type":110,"attrs":812,"content":814},{"textAlign":25,"key":813},"p-55",[815],{"text":816,"type":116},"La comparación entre el Modelo 349 y el Modelo 303 puede servir como control interno, pero no siempre debe esperarse una coincidencia exacta en el mismo periodo. Pueden existir diferencias por el tipo de operación, el periodo de devengo, las rectificaciones, los ajustes y el tratamiento contable.",{"type":110,"attrs":818,"content":820},{"textAlign":25,"key":819},"p-56",[821,823,829],{"text":822,"type":116},"Cuando los datos de las facturas llegan tarde o se gestionan en hojas de cálculo, la revisión de los modelos puede consumir tiempo. La",{"text":824,"type":116,"marks":825}," automatización de cuentas por pagar",[826],{"type":353,"attrs":827},{"href":828,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://www.spendesk.com/es/blog/cuentas-por-pagar/",{"text":830,"type":116}," de Spendesk puede ayudar a centralizar las facturas y la información contable, pero no genera por sí sola los Modelos 303, 349 o 360 ni sustituye la revisión fiscal.",{"type":166,"attrs":832,"content":833},{"level":168,"textAlign":25},[834],{"text":835,"type":116},"Puntos clave",{"type":270,"content":837},[838,846,854,862,870,878,886,894],{"type":273,"content":839},[840],{"type":110,"attrs":841,"content":843},{"textAlign":25,"key":842},"p-57",[844],{"text":845,"type":116},"Una factura relacionada con una operación intracomunitaria no tiene siempre el mismo tratamiento: hay que distinguir entre bienes, servicios, importaciones y reglas especiales.",{"type":273,"content":847},[848],{"type":110,"attrs":849,"content":851},{"textAlign":25,"key":850},"p-58",[852],{"text":853,"type":116},"Una factura sin IVA puede ser correcta, pero no significa que la operación esté exenta de tributación en España.",{"type":273,"content":855},[856],{"type":110,"attrs":857,"content":859},{"textAlign":25,"key":858},"p-59",[860],{"text":861,"type":116},"ROI y VIES son conceptos diferentes. VIES sirve para consultar la activación de un número de IVA, pero no determina por sí solo el tratamiento fiscal.",{"type":273,"content":863},[864],{"type":110,"attrs":865,"content":867},{"textAlign":25,"key":866},"p-60",[868],{"text":869,"type":116},"La inversión del sujeto pasivo puede obligar al cliente español a declarar el IVA, con un efecto potencialmente neutro si existe derecho pleno a deducción.",{"type":273,"content":871},[872],{"type":110,"attrs":873,"content":875},{"textAlign":25,"key":874},"p-61",[876],{"text":877,"type":116},"No es necesario emitir una autofactura por el mero hecho de aplicar la inversión del sujeto pasivo.",{"type":273,"content":879},[880],{"type":110,"attrs":881,"content":883},{"textAlign":25,"key":882},"p-62",[884],{"text":885,"type":116},"El IVA extranjero no se deduce en el Modelo 303 español. Si procede, puede solicitarse su devolución mediante el Modelo 360.",{"type":273,"content":887},[888],{"type":110,"attrs":889,"content":891},{"textAlign":25,"key":890},"p-63",[892],{"text":893,"type":116},"El Modelo 349, el Modelo 303, el Modelo 347 y el SII tienen finalidades y reglas diferentes.",{"type":273,"content":895},[896],{"type":110,"attrs":897,"content":899},{"textAlign":25,"key":898},"p-64",[900],{"text":901,"type":116},"Una plataforma de cuentas por pagar como Spendesk facilita la captura, organización y centralización de facturas, ayudando a los equipos a gestionar la información de forma más eficiente.",{"type":166,"attrs":903,"content":904},{"level":502,"textAlign":25},[905],{"text":906,"type":116},"En resumen",{"type":110,"attrs":908,"content":910},{"textAlign":25,"key":909},"p-65",[911],{"text":912,"type":116},"Spendesk ayuda a simplificar la gestión de facturas y a mantener la información financiera organizada, proporcionando apoyo práctico para los procesos administrativos y contables de la empresa. La plataforma facilita la gestión de la información, mientras que la revisión fiscal y el cumplimiento de las obligaciones tributarias siguen correspondiendo a la empresa.",{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":919,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":928,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":932,"default_full_slug":933,"translated_slugs":934,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":920,"icon":921,"name":914,"component":925},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[935,936,937],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Factura intracomunitaria: IVA y contabilización",[],"18",[],"Factura intracomunitaria: aprende a revisar el IVA, aplicar la inversión del sujeto pasivo y contabilizar las compras a proveedores de la Unión Europea.",[],[947],{"_uid":948,"items":949,"heading":999,"component":1022},"156d09f6-b7f5-4dbe-a86d-04588ea27a93",[950,961,971,981],{"_uid":951,"title":952,"component":953,"description":954},"6ebb716a-e3b9-43ec-985e-fe7611746bca","¿Qué pasa si el proveedor o mi empresa no están dados de alta en el ROI o no aparecen en VIES?","faqItem",{"type":107,"content":955},[956],{"type":110,"attrs":957,"content":958},{"textAlign":25,"key":112},[959],{"text":960,"type":116},"No existe una respuesta automática para todos los casos. Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":962,"title":963,"component":953,"description":964},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":107,"content":965},[966],{"type":110,"attrs":967,"content":968},{"textAlign":25,"key":112},[969],{"text":970,"type":116},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":972,"title":973,"component":953,"description":974},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":107,"content":975},[976],{"type":110,"attrs":977,"content":978},{"textAlign":25,"key":112},[979],{"text":980,"type":116},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. 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Suscríbete a nuestro Newsletter para mantenerte informado.",[2514,2515],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2517],{"cta":2518,"_uid":2519,"items":2520,"heading":2633,"reverse":28,"component":1022,"sectionSettings":2654},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2521,2576],{"_uid":2522,"title":2523,"component":953,"description":2524},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":107,"content":2525},[2526,2531,2556,2561,2566,2571],{"type":110,"attrs":2527,"content":2528},{"textAlign":25},[2529],{"text":2530,"type":116},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":2532,"attrs":2533,"content":2534},"ordered_list",{"order":515},[2535,2542,2549],{"type":273,"content":2536},[2537],{"type":110,"attrs":2538,"content":2539},{"textAlign":25},[2540],{"text":2541,"type":116},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":273,"content":2543},[2544],{"type":110,"attrs":2545,"content":2546},{"textAlign":25},[2547],{"text":2548,"type":116},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":273,"content":2550},[2551],{"type":110,"attrs":2552,"content":2553},{"textAlign":25},[2554],{"text":2555,"type":116},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":110,"attrs":2557,"content":2558},{"textAlign":25},[2559],{"text":2560,"type":116},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":110,"attrs":2562,"content":2563},{"textAlign":25},[2564],{"text":2565,"type":116},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":110,"attrs":2567,"content":2568},{"textAlign":25},[2569],{"text":2570,"type":116},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":110,"attrs":2572,"content":2573},{"textAlign":25},[2574],{"text":2575,"type":116},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2577,"title":2578,"component":953,"description":2579},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":107,"content":2580},[2581,2586,2598,2603,2613,2618,2623,2628],{"type":110,"attrs":2582,"content":2583},{"textAlign":25},[2584],{"text":2585,"type":116},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":110,"attrs":2587,"content":2588},{"textAlign":25},[2589,2593,2596],{"text":2590,"type":116,"marks":2591},"Para los empleados",[2592],{"type":188},{"type":2440,"marks":2594},[2595],{"type":188},{"text":2597,"type":116},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":110,"attrs":2599,"content":2600},{"textAlign":25},[2601],{"text":2602,"type":116},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":110,"attrs":2604,"content":2605},{"textAlign":25},[2606,2610,2611],{"text":2607,"type":116,"marks":2608},"Para los equipos financieros",[2609],{"type":188},{"type":2440},{"text":2612,"type":116},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":110,"attrs":2614,"content":2615},{"textAlign":25},[2616],{"text":2617,"type":116},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":110,"attrs":2619,"content":2620},{"textAlign":25},[2621],{"text":2622,"type":116},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":110,"attrs":2624,"content":2625},{"textAlign":25},[2626],{"text":2627,"type":116},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":110,"attrs":2629,"content":2630},{"textAlign":25},[2631],{"text":2632,"type":116},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2634],{"cta":2635,"_uid":2636,"title":2637,"eyebrow":2644,"subtitle":2647,"component":166,"textAlign":90,"sectionSettings":2653,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":107,"content":2638},[2639],{"type":166,"attrs":2640,"content":2641},{"level":168},[2642],{"text":2643,"type":116},"Empezar con Spendesk",{"type":107,"content":2645},[2646],{"type":110},{"type":107,"content":2648},[2649],{"type":110,"content":2650},[2651],{"text":2652,"type":116},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2658,2789,2928,3069,3199,3286,3406,3551,3672,3801,3972,4110,4249,4377,4505],{"name":2659,"created_at":2660,"published_at":2661,"updated_at":2662,"id":2663,"uuid":2664,"content":2665,"slug":2778,"full_slug":2779,"sort_by_date":25,"position":2780,"tag_list":2781,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":2782,"first_published_at":2661,"release_id":25,"lang":32,"path":25,"alternates":2783,"default_full_slug":2784,"translated_slugs":2785},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-08-26T16:07:20.321Z","2026-08-26T16:07:20.364Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":2666,"title":2659,"topics":2667,"noIndex":28,"category":2676,"language":2685,"component":926,"heroMedia":2686,"metaTitle":2687,"publishedAt":90,"readingTime":2688,"redirectUrl":90,"listingImage":2689,"metaDescription":2690,"bottomArticleCta":2691,"componentsAfterTheArticle":2692},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[2668],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2669,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2670,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2671,"default_full_slug":147,"translated_slugs":2672,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2673,2674,2675],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":2677,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":2679,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":2680,"default_full_slug":933,"translated_slugs":2681,"_stopResolving":41},{"_uid":920,"icon":2678,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2682,2683,2684],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","15",[],"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[2693],{"_uid":2694,"items":2695,"heading":2756,"component":1022},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[2696,2706,2716,2726,2736,2746],{"_uid":2697,"title":2698,"component":953,"description":2699},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":107,"content":2700},[2701],{"type":110,"attrs":2702,"content":2703},{"textAlign":25},[2704],{"text":2705,"type":116},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":2707,"title":2708,"component":953,"description":2709},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":107,"content":2710},[2711],{"type":110,"attrs":2712,"content":2713},{"textAlign":25},[2714],{"text":2715,"type":116},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":2717,"title":2718,"component":953,"description":2719},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":107,"content":2720},[2721],{"type":110,"attrs":2722,"content":2723},{"textAlign":25},[2724],{"text":2725,"type":116},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":2727,"title":2728,"component":953,"description":2729},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":107,"content":2730},[2731],{"type":110,"attrs":2732,"content":2733},{"textAlign":25},[2734],{"text":2735,"type":116},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":2737,"title":2738,"component":953,"description":2739},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":107,"content":2740},[2741],{"type":110,"attrs":2742,"content":2743},{"textAlign":25},[2744],{"text":2745,"type":116},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":2747,"title":2748,"component":953,"description":2749},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":107,"content":2750},[2751],{"type":110,"attrs":2752,"content":2753},{"textAlign":25},[2754],{"text":2755,"type":116},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[2757],{"cta":2758,"_uid":2759,"title":2760,"eyebrow":2766,"subtitle":2771,"component":166,"textAlign":90,"flexibleSection":2776,"sectionSettings":2777,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":107,"content":2761},[2762],{"type":166,"attrs":2763,"content":2764},{"level":168,"textAlign":25},[2765],{"text":1009,"type":116},{"type":107,"content":2767},[2768],{"type":110,"attrs":2769,"content":2770},{"textAlign":25},[],{"type":107,"content":2772},[2773],{"type":110,"attrs":2774,"content":2775},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2900,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70",[],"blog/factura-electronica-b2b-obligatoria",[2786,2787,2788],{"path":2784,"name":25,"lang":37,"published":25},{"path":2784,"name":25,"lang":39,"published":25},{"path":2784,"name":25,"lang":32,"published":25},{"name":2790,"created_at":2791,"published_at":2792,"updated_at":2793,"id":2794,"uuid":2795,"content":2796,"slug":2917,"full_slug":2918,"sort_by_date":25,"position":2919,"tag_list":2920,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":2921,"first_published_at":2792,"release_id":25,"lang":32,"path":25,"alternates":2922,"default_full_slug":2923,"translated_slugs":2924},"Libro de facturas emitidas y recibidas: qué debe contener, plazos y sanciones","2026-08-26T15:56:47.353Z","2026-08-26T16:07:19.051Z","2026-08-26T16:07:19.078Z",213279569366426,"1f4e5b3d-e6c8-4e10-9f39-9e11018de9c7",{"_uid":2797,"title":2790,"topics":2798,"noIndex":28,"category":2807,"language":2816,"component":926,"heroMedia":2817,"metaTitle":2818,"publishedAt":90,"readingTime":2819,"redirectUrl":90,"listingImage":2820,"metaDescription":2821,"bottomArticleCta":2822,"componentsAfterTheArticle":2823},"1aa48761-92ae-4fbf-8b56-8bcb90e53a67",[2799],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2800,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2801,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2802,"default_full_slug":147,"translated_slugs":2803,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2804,2805,2806],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":2808,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":2810,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":2811,"default_full_slug":933,"translated_slugs":2812,"_stopResolving":41},{"_uid":920,"icon":2809,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2813,2814,2815],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Libro de facturas emitidas y recibidas: qué contener","12",[],"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[2824],{"_uid":2825,"items":2826,"heading":2895,"component":1022},"260a9c76-16bd-46cb-9256-480f8dab3c20",[2827,2837,2847,2865,2875,2885],{"_uid":2828,"title":2829,"component":953,"description":2830},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?",{"type":107,"content":2831},[2832],{"type":110,"attrs":2833,"content":2834},{"textAlign":25},[2835],{"text":2836,"type":116},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":2838,"title":2839,"component":953,"description":2840},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":107,"content":2841},[2842],{"type":110,"attrs":2843,"content":2844},{"textAlign":25},[2845],{"text":2846,"type":116},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":2848,"title":2849,"component":953,"description":2850},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":107,"content":2851},[2852],{"type":110,"attrs":2853,"content":2854},{"textAlign":25},[2855,2857,2863],{"text":2856,"type":116},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":2858,"type":116,"marks":2859}," conservación de facturas",[2860],{"type":353,"attrs":2861},{"href":2862,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":2864,"type":116}," y sobre las obligaciones contables y registrales.",{"_uid":2866,"title":2867,"component":953,"description":2868},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":107,"content":2869},[2870],{"type":110,"attrs":2871,"content":2872},{"textAlign":25},[2873],{"text":2874,"type":116},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":2876,"title":2877,"component":953,"description":2878},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":107,"content":2879},[2880],{"type":110,"attrs":2881,"content":2882},{"textAlign":25},[2883],{"text":2884,"type":116},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":2886,"title":2887,"component":953,"description":2888},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":107,"content":2889},[2890],{"type":110,"attrs":2891,"content":2892},{"textAlign":25},[2893],{"text":2894,"type":116},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. En Spendesk, el equipo puede gestionar la documentación y el flujo de revisión, pero el tratamiento contable y fiscal debe validarse según las circunstancias de la operación.",[2896],{"cta":2897,"_uid":2898,"title":2899,"eyebrow":2905,"subtitle":2910,"component":166,"textAlign":90,"flexibleSection":2915,"sectionSettings":2916,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"37b08c3d-c162-4c57-b3b3-d6d60bdc54aa",{"type":107,"content":2900},[2901],{"type":166,"attrs":2902,"content":2903},{"level":168,"textAlign":25},[2904],{"text":1009,"type":116},{"type":107,"content":2906},[2907],{"type":110,"attrs":2908,"content":2909},{"textAlign":25},[],{"type":107,"content":2911},[2912],{"type":110,"attrs":2913,"content":2914},{"textAlign":25},[],[],[],"libro-registro-facturas-emitidas-recibidas","es/blog/libro-registro-facturas-emitidas-recibidas",-2890,[],"6362c47f-9bce-4f42-9a7d-96ca70dcc919",[],"blog/libro-registro-facturas-emitidas-recibidas",[2925,2926,2927],{"path":2923,"name":25,"lang":37,"published":25},{"path":2923,"name":25,"lang":39,"published":25},{"path":2923,"name":25,"lang":32,"published":25},{"name":2929,"created_at":2930,"published_at":2931,"updated_at":2932,"id":2933,"uuid":2934,"content":2935,"slug":3058,"full_slug":3059,"sort_by_date":25,"position":3060,"tag_list":3061,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":3062,"first_published_at":2931,"release_id":25,"lang":32,"path":25,"alternates":3063,"default_full_slug":3064,"translated_slugs":3065},"Facturas con retención de IRPF: cómo validarlas y pagarlas correctamente desde el equipo de finanzas","2026-08-26T15:56:46.281Z","2026-08-26T16:07:17.923Z","2026-08-26T16:07:17.951Z",213279564983671,"5c88a22e-413e-4b5a-a189-6e7f76a56680",{"_uid":2936,"title":2929,"topics":2937,"noIndex":28,"category":2946,"language":2955,"component":926,"heroMedia":2956,"metaTitle":2957,"publishedAt":90,"readingTime":2958,"redirectUrl":90,"listingImage":2959,"metaDescription":2960,"bottomArticleCta":2961,"componentsAfterTheArticle":2962},"2e625e42-c16d-4154-bf03-c232bc3dfa31",[2938],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2939,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2940,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2941,"default_full_slug":147,"translated_slugs":2942,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2943,2944,2945],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":2947,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":2949,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":2950,"default_full_slug":933,"translated_slugs":2951,"_stopResolving":41},{"_uid":920,"icon":2948,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2952,2953,2954],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Facturas con retención de IRPF: validar y pagar","13",[],"Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[2963],{"_uid":2964,"items":2965,"heading":3036,"component":1022},"5825f6bb-0a60-427b-9780-9a3436456e50",[2966,2976,2986,2996,3006,3016,3026],{"_uid":2967,"title":2968,"component":953,"description":2969},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?",{"type":107,"content":2970},[2971],{"type":110,"attrs":2972,"content":2973},{"textAlign":25},[2974],{"text":2975,"type":116},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":2977,"title":2978,"component":953,"description":2979},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":107,"content":2980},[2981],{"type":110,"attrs":2982,"content":2983},{"textAlign":25},[2984],{"text":2985,"type":116},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":2987,"title":2988,"component":953,"description":2989},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":107,"content":2990},[2991],{"type":110,"attrs":2992,"content":2993},{"textAlign":25},[2994],{"text":2995,"type":116},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":2997,"title":2998,"component":953,"description":2999},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":107,"content":3000},[3001],{"type":110,"attrs":3002,"content":3003},{"textAlign":25},[3004],{"text":3005,"type":116},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":3007,"title":3008,"component":953,"description":3009},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":107,"content":3010},[3011],{"type":110,"attrs":3012,"content":3013},{"textAlign":25},[3014],{"text":3015,"type":116},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":3017,"title":3018,"component":953,"description":3019},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":107,"content":3020},[3021],{"type":110,"attrs":3022,"content":3023},{"textAlign":25},[3024],{"text":3025,"type":116},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":3027,"title":3028,"component":953,"description":3029},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":107,"content":3030},[3031],{"type":110,"attrs":3032,"content":3033},{"textAlign":25},[3034],{"text":3035,"type":116},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. 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La integración puede ser directa vía API o mediante ficheros de exportación estándar.",{"_uid":3492,"title":3493,"component":953,"description":3494},"97cbe7f5-47b3-437a-be57-f846b7aeefba","¿Es compatible con la factura electrónica y VERI*FACTU?",{"type":107,"content":3495},[3496],{"type":110,"attrs":3497,"content":3498},{"textAlign":25},[3499],{"text":3500,"type":116},"Las herramientas de IA para contabilidad que estructuran datos en formato electrónico facilitan la adaptación a VERI*FACTU (plazo para sociedades: 1 de enero de 2027) y a la facturación electrónica obligatoria de la Ley Crea y Crece.",{"_uid":3502,"title":3503,"component":953,"description":3504},"fc7c95cc-d42d-4ff7-8d12-2e34e6aea2db","¿Cuánto puede ahorrar una pyme al automatizar la contabilidad de gastos?",{"type":107,"content":3505},[3506],{"type":110,"attrs":3507,"content":3508},{"textAlign":25},[3509,3511],{"text":3510,"type":116},"El ahorro depende del volumen de facturas y del nivel de automatización, pero según estimaciones del sector, la reducción del coste por factura puede alcanzar el 60-80% frente al procesamiento manual, sumado a las horas liberadas del equipo financiero cada mes. 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Puede reducir el tiempo de registro, pero la información debe revisarse antes de exportarla o contabilizarla, especialmente cuando afecta al IVA o a otros requisitos fiscales.",{"_uid":3599,"title":3600,"component":953,"description":3601},"0dafebb0-a0bc-4d53-9a62-e576be47fd3b","¿Qué diferencia hay entre digitalizar y automatizar las facturas de proveedores?",{"type":107,"content":3602},[3603],{"type":110,"attrs":3604,"content":3605},{"textAlign":25},[3606],{"text":3607,"type":116},"Digitalizar convierte un documento en papel en un archivo digital, como un PDF. Automatizar permite que el documento se procese mediante reglas, conciliaciones y flujos de aprobación. 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Una plataforma puede ayudar a capturar datos, aplicar reglas y preparar información para el IVA o el SII, pero la empresa sigue siendo responsable de seleccionar el tratamiento fiscal correcto, revisar los datos, conservar la documentación y presentar la información dentro de plazo. Verifica que la solución elegida cubra las funciones concretas que necesitas y que sean compatibles con tu sistema contable y con tus obligaciones fiscales.",{"_uid":3629,"title":3630,"component":953,"description":3631},"8da2d421-3418-42b1-8d5d-21a91492a590","¿Se pueden revisar y aprobar facturas desde el móvil?",{"type":107,"content":3632},[3633],{"type":110,"attrs":3634,"content":3635},{"textAlign":25},[3636],{"text":3637,"type":116},"Los usuarios con los permisos adecuados pueden consultar, aprobar o rechazar determinadas solicitudes y facturas desde la aplicación móvil de Spendesk. La disponibilidad de cada acción depende del rol, del tipo de flujo y de la configuración de la cuenta.",[3639],{"cta":3640,"_uid":3641,"title":3642,"eyebrow":3648,"subtitle":3653,"component":166,"textAlign":90,"flexibleSection":3658,"sectionSettings":3659,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9f247b15-3416-4baf-bc10-1d490f792d0a",{"type":107,"content":3643},[3644],{"type":166,"attrs":3645,"content":3646},{"level":168,"textAlign":25},[3647],{"text":1009,"type":116},{"type":107,"content":3649},[3650],{"type":110,"attrs":3651,"content":3652},{"textAlign":25},[],{"type":107,"content":3654},[3655],{"type":110,"attrs":3656,"content":3657},{"textAlign":25},[],[],[],"procesamiento-automatico-de-facturas","es/blog/procesamiento-automatico-de-facturas",-2390,[],"2fa47892-abc2-4515-9da9-0b3565610d68","2026-08-12T08:28:02.154Z",[],"blog/procesamiento-automatico-de-facturas",[3669,3670,3671],{"path":3667,"name":25,"lang":37,"published":25},{"path":3667,"name":25,"lang":39,"published":25},{"path":3667,"name":25,"lang":32,"published":25},{"name":3673,"created_at":3674,"published_at":3675,"updated_at":3676,"id":3677,"uuid":3678,"content":3679,"slug":3789,"full_slug":3790,"sort_by_date":25,"position":3791,"tag_list":3792,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":3793,"first_published_at":3794,"release_id":25,"lang":32,"path":25,"alternates":3795,"default_full_slug":3796,"translated_slugs":3797},"Modelo 210 para no residentes: retenciones a proveedores extranjeros","2026-08-10T14:39:56.814Z","2026-08-26T16:05:59.085Z","2026-08-26T16:05:59.111Z",207598374214948,"22072bc8-cc25-4dca-8bab-b05a188bc69b",{"_uid":3680,"title":3673,"topics":3681,"noIndex":28,"category":3698,"language":3707,"component":926,"heroMedia":3708,"metaTitle":3709,"publishedAt":90,"readingTime":2819,"redirectUrl":90,"listingImage":3710,"metaDescription":3711,"bottomArticleCta":3712,"componentsAfterTheArticle":3713},"fb132bc0-b937-4285-98a0-8ac515a7e04c",[3682,3690],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3683,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3684,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3685,"default_full_slug":147,"translated_slugs":3686,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3687,3688,3689],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":3425,"created_at":3426,"published_at":16,"updated_at":3427,"id":3428,"uuid":3429,"content":3691,"slug":3431,"full_slug":3432,"sort_by_date":25,"position":141,"tag_list":3692,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":3434,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3693,"default_full_slug":3436,"translated_slugs":3694,"_stopResolving":41},{"_uid":138,"name":3425,"component":22},[],[],[3695,3696,3697],{"path":3436,"name":25,"lang":37,"published":25},{"path":3436,"name":25,"lang":39,"published":25},{"path":3436,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":3699,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":3701,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":3702,"default_full_slug":933,"translated_slugs":3703,"_stopResolving":41},{"_uid":920,"icon":3700,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3704,3705,3706],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Modelo 210 para no residentes: retenciones a proveedores ext",[],"Guía del modelo 210 no residentes para empresas: cuándo retener el IRNR a proveedores extranjeros, qué tipo aplicar y cómo presentar el Modelo 216.",[],[3714],{"_uid":3715,"items":3716,"heading":3767,"component":1022},"c53d5623-504b-4343-920d-020f075166c2",[3717,3727,3737,3747,3757],{"_uid":3718,"title":3719,"component":953,"description":3720},"b7a6c1d9-667f-4290-90e9-8eac1209f9c9","¿Qué documentos necesita una empresa para retener e ingresar el IRNR a un proveedor no residente?",{"type":107,"content":3721},[3722],{"type":110,"attrs":3723,"content":3724},{"textAlign":25},[3725],{"text":3726,"type":116},"Reúne el contrato o pedido, la factura del proveedor, el certificado de residencia fiscal, la documentación del CDI aplicable, el cálculo de la retención y el justificante del ingreso. Conserva el expediente completo durante cuatro años, de acuerdo con el plazo fiscal.",{"_uid":3728,"title":3729,"component":953,"description":3730},"2d2f199c-768f-4311-ad9c-01d5d4b9a7a9","¿Cuál es la diferencia entre el Modelo 210 y el Modelo 216?",{"type":107,"content":3731},[3732],{"type":110,"attrs":3733,"content":3734},{"textAlign":25},[3735],{"text":3736,"type":116},"El Modelo 210 es la autoliquidación del no residente sobre las rentas obtenidas en España, mientras que el Modelo 216 es la declaración mediante la que el pagador ingresa las retenciones, normalmente cada trimestre dentro de los primeros 20 días del mes siguiente.",{"_uid":3738,"title":3739,"component":953,"description":3740},"63d190c0-3c99-46fe-ad81-bf5387a86407","¿Qué pasa si pago el importe íntegro al proveedor sin practicar la retención?",{"type":107,"content":3741},[3742],{"type":110,"attrs":3743,"content":3744},{"textAlign":25},[3745],{"text":3746,"type":116},"Sigues siendo responsable de ingresar la retención y, conforme al artículo 31.2 de la Ley del IRNR, la base debe calcularse sobre el importe íntegro. Un importe neto de 10.000 € al 24 % eleva la base hasta 13.157,89 €.",{"_uid":3748,"title":3749,"component":953,"description":3750},"071f8fe8-6df9-47c2-b583-ef1168c36e2e","¿Es obligatorio presentar el Modelo 216 si la retención es cero?",{"type":107,"content":3751},[3752],{"type":110,"attrs":3753,"content":3754},{"textAlign":25},[3755],{"text":3756,"type":116},"Sí. Aunque un convenio deje la retención en el 0 %, debes presentar un Modelo 216 negativo e incluir al perceptor en el Modelo 296, que se declara entre el 1 y el 31 de enero.",{"_uid":3758,"title":3759,"component":953,"description":3760},"4de825b9-4c40-40ea-a669-61d8b133daab","¿Cuánto tiempo es válido el certificado de residencia fiscal?",{"type":107,"content":3761},[3762],{"type":110,"attrs":3763,"content":3764},{"textAlign":25},[3765],{"text":3766,"type":116},"El certificado emitido por la autoridad fiscal del país del proveedor tiene una validez de un año desde su expedición. Sin él, debes aplicar el tipo interno: 24 % o 19 % para residentes en la UE, Islandia o Noruega.",[3768],{"cta":3769,"_uid":3770,"title":3771,"eyebrow":3777,"subtitle":3782,"component":166,"textAlign":90,"flexibleSection":3787,"sectionSettings":3788,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"56d8941f-4368-4ebf-b3fa-30abb22e5a34",{"type":107,"content":3772},[3773],{"type":166,"attrs":3774,"content":3775},{"level":168,"textAlign":25},[3776],{"text":1009,"type":116},{"type":107,"content":3778},[3779],{"type":110,"attrs":3780,"content":3781},{"textAlign":25},[],{"type":107,"content":3783},[3784],{"type":110,"attrs":3785,"content":3786},{"textAlign":25},[],[],[],"modelo-210-no-residentes","es/blog/modelo-210-no-residentes",-2370,[],"a3f091f5-323c-4173-a95e-1977530b00e3","2026-08-10T14:39:56.884Z",[],"blog/modelo-210-no-residentes",[3798,3799,3800],{"path":3796,"name":25,"lang":37,"published":25},{"path":3796,"name":25,"lang":39,"published":25},{"path":3796,"name":25,"lang":32,"published":25},{"name":3802,"created_at":3803,"published_at":3804,"updated_at":3805,"id":3806,"uuid":3807,"content":3808,"slug":3960,"full_slug":3961,"sort_by_date":25,"position":3962,"tag_list":3963,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":3964,"first_published_at":3965,"release_id":25,"lang":32,"path":25,"alternates":3966,"default_full_slug":3967,"translated_slugs":3968},"Modelo 111 del IRPF: guía de retenciones para el equipo de finanzas","2026-08-10T14:39:53.927Z","2026-08-26T16:05:57.920Z","2026-08-26T16:05:57.943Z",207598362381603,"9dc6f5ea-ec93-4dd3-85d0-3c0a0f4c53e5",{"_uid":3809,"title":3802,"topics":3810,"noIndex":28,"category":3827,"language":3836,"component":926,"heroMedia":3837,"metaTitle":3838,"publishedAt":90,"readingTime":3839,"redirectUrl":90,"listingImage":3840,"metaDescription":3841,"bottomArticleCta":3842,"componentsAfterTheArticle":3843},"0d225812-4d55-44c2-b89f-006658f0f075",[3811,3819],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3812,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3813,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3814,"default_full_slug":147,"translated_slugs":3815,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3816,3817,3818],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":3425,"created_at":3426,"published_at":16,"updated_at":3427,"id":3428,"uuid":3429,"content":3820,"slug":3431,"full_slug":3432,"sort_by_date":25,"position":141,"tag_list":3821,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":3434,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3822,"default_full_slug":3436,"translated_slugs":3823,"_stopResolving":41},{"_uid":138,"name":3425,"component":22},[],[],[3824,3825,3826],{"path":3436,"name":25,"lang":37,"published":25},{"path":3436,"name":25,"lang":39,"published":25},{"path":3436,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":3828,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":3830,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":3831,"default_full_slug":933,"translated_slugs":3832,"_stopResolving":41},{"_uid":920,"icon":3829,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3833,3834,3835],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Modelo 111 del IRPF: guía de retenciones para el equipo de f","11",[],"Guía del Modelo 111: qué declara la empresa, cómo se rellena casilla a casilla y los plazos del 3T ante la AEAT. Cuadra el 190 y evita recargos.",[],[3844],{"_uid":3845,"items":3846,"heading":3938,"component":1022},"3a0a0e64-8720-4af2-91c3-673414935f4a",[3847,3880,3898,3908,3918,3928],{"_uid":3848,"title":3849,"component":953,"description":3850},"36103d57-5f5a-4af1-b116-c29162526b19","¿Qué diferencia hay entre el Modelo 111 y el Modelo 190?",{"type":107,"content":3851},[3852],{"type":110,"attrs":3853,"content":3854},{"textAlign":25},[3855,3857,3863,3865,3871,3873,3879],{"text":3856,"type":116},"El Modelo 111 es la autoliquidación trimestral de las retenciones del IRPF sobre rendimientos del trabajo y actividades económicas, mientras que el",{"text":3858,"type":116,"marks":3859}," Modelo 190 es su resumen anual informativo",[3860],{"type":353,"attrs":3861},{"href":3862,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/irpf/retenciones-ingresos-cuenta-pagos-fraccionados/retenciones-ingresos-cuenta/gestiones-retenciones-irpf.html",{"text":3864,"type":116},". Las retenciones de alquileres se declaran mediante el",{"text":3866,"type":116,"marks":3867}," Modelo 115",[3868],{"type":353,"attrs":3869},{"href":3870,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientos/GH02.shtml",{"text":3872,"type":116}," y el pago fraccionado del IRPF de los autónomos, mediante el",{"text":3874,"type":116,"marks":3875}," Modelo 130",[3876],{"type":353,"attrs":3877},{"href":3878,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/G601.shtml",{"text":998,"type":116},{"_uid":3881,"title":3882,"component":953,"description":3883},"9abeccc9-21dd-4c0a-825b-d1de2694bb12","¿Qué diferencia hay entre una retención y un ingreso a cuenta?",{"type":107,"content":3884},[3885],{"type":110,"attrs":3886,"content":3887},{"textAlign":25},[3888,3890,3896],{"text":3889,"type":116},"La retención se practica sobre las rentas dinerarias, como las nóminas y las facturas pagadas en dinero. La empresa detrae una parte de ese importe y la ingresa ante la AEAT. El ingreso a cuenta es el equivalente para las retribuciones en especie. Como no hay dinero del que detraerlo, el pagador ingresa a cuenta el importe correspondiente sobre el valor de la retribución. Ambos son pagos anticipados del IRPF del perceptor y se declaran conjuntamente en el",{"text":3891,"type":116,"marks":3892}," Modelo 111, en casillas separadas",[3893],{"type":353,"attrs":3894},{"href":3895,"uuid":25,"anchor":25,"target":356,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2011-4948",{"text":3897,"type":116},". Los rendimientos dinerarios van en las casillas 01 a 03 de los rendimientos del trabajo y en las casillas 07 a 09 de las actividades económicas. Los rendimientos en especie se declaran en las casillas 04 a 06.",{"_uid":3899,"title":3900,"component":953,"description":3901},"4c266973-9d31-48f8-8102-ab45080ccaca","¿Cuándo se presenta el Modelo 111 del tercer trimestre?",{"type":107,"content":3902},[3903],{"type":110,"attrs":3904,"content":3905},{"textAlign":25},[3906],{"text":3907,"type":116},"El tercer trimestre se presenta del 1 al 20 de octubre. Si se domicilia el pago, el plazo se adelanta al 15 de octubre.",{"_uid":3909,"title":3910,"component":953,"description":3911},"0d57caab-2cb2-4026-89b4-edfbb27fa3c7","¿Puedo presentar el Modelo 111 y el Modelo 190 de forma electrónica y qué certificado necesito?",{"type":107,"content":3912},[3913],{"type":110,"attrs":3914,"content":3915},{"textAlign":25},[3916],{"text":3917,"type":116},"Sí, ambos se presentan en la sede electrónica de la AEAT. Necesitas un certificado digital o Cl@ve para identificarte y firmar la presentación.",{"_uid":3919,"title":3920,"component":953,"description":3921},"d9f9d762-93d7-452c-8c0b-21eeffac2ca3","¿Hay que presentar el Modelo 111 si no ha habido retenciones?",{"type":107,"content":3922},[3923],{"type":110,"attrs":3924,"content":3925},{"textAlign":25},[3926],{"text":3927,"type":116},"Debes presentar una autoliquidación negativa cuando se hayan pagado rentas sujetas a retención pero, por su cuantía, no procediera practicar retención. Si durante el trimestre no se ha satisfecho ninguna renta sujeta a retención, no hay que presentar el modelo.",{"_uid":3929,"title":3930,"component":953,"description":3931},"e67e103f-48a9-4fed-9ab7-b6857c94b931","¿Qué facturas de autónomos se declaran en el Modelo 111?",{"type":107,"content":3932},[3933],{"type":110,"attrs":3934,"content":3935},{"textAlign":25},[3936],{"text":3937,"type":116},"Se declaran las facturas de profesionales que aplican una retención del IRPF, con carácter general del 15 %, o del 7 % si el profesional se acoge al tipo reducido por inicio de actividad.",[3939],{"cta":3940,"_uid":3941,"title":3942,"eyebrow":3948,"subtitle":3953,"component":166,"textAlign":90,"flexibleSection":3958,"sectionSettings":3959,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9c99409a-2f14-488a-bd3a-7d91d9042dc1",{"type":107,"content":3943},[3944],{"type":166,"attrs":3945,"content":3946},{"level":168,"textAlign":25},[3947],{"text":1009,"type":116},{"type":107,"content":3949},[3950],{"type":110,"attrs":3951,"content":3952},{"textAlign":25},[],{"type":107,"content":3954},[3955],{"type":110,"attrs":3956,"content":3957},{"textAlign":25},[],[],[],"modelo-111-irpf-retenciones","es/blog/modelo-111-irpf-retenciones",-2360,[],"38bc7afb-d5d6-4178-bd0d-3c89bb143ec7","2026-08-10T14:39:54.001Z",[],"blog/modelo-111-irpf-retenciones",[3969,3970,3971],{"path":3967,"name":25,"lang":37,"published":25},{"path":3967,"name":25,"lang":39,"published":25},{"path":3967,"name":25,"lang":32,"published":25},{"name":3973,"created_at":3974,"published_at":3975,"updated_at":3976,"id":3977,"uuid":3978,"content":3979,"slug":4098,"full_slug":4099,"sort_by_date":25,"position":4100,"tag_list":4101,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":4102,"first_published_at":4103,"release_id":25,"lang":32,"path":25,"alternates":4104,"default_full_slug":4105,"translated_slugs":4106},"VeriFactu obliga a todas las empresas españolas desde 2027: guía para adaptar su software","2026-07-02T11:12:59.403Z","2026-07-15T08:16:43.808Z","2026-07-27T09:08:57.995Z",193745630893250,"ce78448b-8771-4c18-9a35-8bb164c3a7d4",{"_uid":3980,"title":3973,"topics":3981,"noIndex":28,"category":3990,"language":3999,"component":926,"heroMedia":4000,"metaTitle":4001,"publishedAt":90,"readingTime":3839,"redirectUrl":90,"listingImage":4002,"metaDescription":4010,"bottomArticleCta":4011,"componentsAfterTheArticle":4012},"76408526-eb7e-480d-9298-165ef7536a41",[3982],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3983,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3984,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3985,"default_full_slug":147,"translated_slugs":3986,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3987,3988,3989],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":3991,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":3993,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":3994,"default_full_slug":933,"translated_slugs":3995,"_stopResolving":41},{"_uid":920,"icon":3992,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3996,3997,3998],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"VeriFactu obliga a todas las empresas españolas desde 2027: ",[4003],{"_uid":4004,"asset":4005,"caption":90,"component":4009},"52586025-c336-4774-a8c5-c57f25f5c4a6",{"id":4006,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4007,"copyright":90,"fieldtype":95,"meta_data":4008,"is_external_url":28},198300667442794,"https://a.storyblok.com/f/146026/2752x1536/9eac618dac/spendesk_blog_cover_verifactu.jpg",{},"image","El 1 de enero de 2027, toda empresa y autónomo en territorio común deberá usar software de facturación certificado por la AEAT bajo VeriFactu, y el coste de ign",[],[4013],{"_uid":4014,"items":4015,"heading":4076,"component":1022},"6221f5fe-5233-4732-a676-7ada5b311e94",[4016,4026,4036,4046,4056,4066],{"_uid":4017,"title":4018,"component":953,"description":4019},"4acb6789-7630-4509-a73d-4e8e0bccd29a","¿A qué empresas obliga VeriFactu y desde cuándo entra en vigor?",{"type":107,"content":4020},[4021],{"type":110,"attrs":4022,"content":4023},{"textAlign":25},[4024],{"text":4025,"type":116},"VeriFactu obliga a todos los obligados tributarios (empresas y autónomos) en territorio común desde el 1 de enero de 2027. El País Vasco aplica TicketBAI, que ya está activo, y Navarra dispone de su propia normativa.",{"_uid":4027,"title":4028,"component":953,"description":4029},"8bec3011-a63e-4ae7-aa86-1c9bdfe0065c","¿En qué se diferencia VeriFactu de la factura electrónica obligatoria?",{"type":107,"content":4030},[4031],{"type":110,"attrs":4032,"content":4033},{"textAlign":25},[4034],{"text":4035,"type":116},"VeriFactu regula el software que genera facturas (hash SHA-256, QR, registro inalterable); la factura electrónica obligatoria de la Ley Crea y Crece regula el formato de transmisión B2B. Las grandes empresas deberán cumplir con la factura electrónica B2B en el primer año tras la aprobación del reglamento, y las pymes dispondrán de 2 años. Ambas normativas coexistirán y afectan a los mismos contribuyentes.",{"_uid":4037,"title":4038,"component":953,"description":4039},"ec161758-805e-47ba-a6c3-9b6182927d86","¿Qué requisitos debe cumplir mi software de facturación para ser compatible con VeriFactu?",{"type":107,"content":4040},[4041],{"type":110,"attrs":4042,"content":4043},{"textAlign":25},[4044],{"text":4045,"type":116},"El software debe cumplir 5 requisitos técnicos: generar un hash SHA-256 por registro, un código QR por factura, mantener un registro secuencial inalterable, ofrecer la opción de envío automático a la AEAT y contar con la declaración responsable del fabricante conforme a la Orden HAC/1177/2024.",{"_uid":4047,"title":4048,"component":953,"description":4049},"e61cc76a-1b48-405f-a938-9fe13f599f87","¿Qué pasa si mi empresa no se adapta a VeriFactu antes del plazo?",{"type":107,"content":4050},[4051],{"type":110,"attrs":4052,"content":4053},{"textAlign":25},[4054],{"text":4055,"type":116},"Las sanciones alcanzan los 50.000 € por ejercicio por utilizar software no certificado, y los fabricantes se exponen a multas de hasta 150.000 €. Además, el incumplimiento puede desencadenar una inspección tributaria.",{"_uid":4057,"title":4058,"component":953,"description":4059},"eaefa95d-2386-4afc-b2d5-bd53e5076de2","¿VeriFactu afecta a las pymes y autónomos o solo a grandes empresas?",{"type":107,"content":4060},[4061],{"type":110,"attrs":4062,"content":4063},{"textAlign":25},[4064],{"text":4065,"type":116},"VeriFactu afecta a todos los obligados tributarios en territorio común, desde el autónomo con 1 empleado hasta la gran empresa. No existe umbral mínimo de facturación ni exención por tamaño.",{"_uid":4067,"title":4068,"component":953,"description":4069},"a3d7430d-9897-48a0-89c5-85cbfd106cf4","¿Qué es VeriFactu?",{"type":107,"content":4070},[4071],{"type":110,"attrs":4072,"content":4073},{"textAlign":25},[4074],{"text":4075,"type":116},"VeriFactu es el sistema de facturación verificable de la AEAT que obliga a todo software de facturación a generar un hash SHA-256 encadenado, un código QR y un registro inalterable por cada factura emitida. Su objetivo es impedir la manipulación de registros de facturación y reforzar el control del fraude fiscal. Está regulado por la Ley Antifraude 11/2021 y el Real Decreto 1007/2023, y su cumplimiento será obligatorio desde el 1 de enero de 2027.",[4077],{"cta":4078,"_uid":4079,"title":4080,"eyebrow":4086,"subtitle":4091,"component":166,"textAlign":90,"flexibleSection":4096,"sectionSettings":4097,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"c67b3753-4d5c-4a1d-be5a-a4843b282ad1",{"type":107,"content":4081},[4082],{"type":166,"attrs":4083,"content":4084},{"level":168,"textAlign":25},[4085],{"text":1009,"type":116},{"type":107,"content":4087},[4088],{"type":110,"attrs":4089,"content":4090},{"textAlign":25},[],{"type":107,"content":4092},[4093],{"type":110,"attrs":4094,"content":4095},{"textAlign":25},[],[],[],"que-es-verifactu","es/blog/que-es-verifactu",-2150,[],"1275fab4-f0c8-40a2-bfbe-371e91cd12a9","2026-07-02T11:12:59.480Z",[],"blog/que-es-verifactu",[4107,4108,4109],{"path":4105,"name":25,"lang":37,"published":25},{"path":4105,"name":25,"lang":39,"published":25},{"path":4105,"name":25,"lang":32,"published":25},{"name":4111,"created_at":4112,"published_at":4113,"updated_at":4114,"id":4115,"uuid":4116,"content":4117,"slug":4237,"full_slug":4238,"sort_by_date":25,"position":4239,"tag_list":4240,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":4241,"first_published_at":4242,"release_id":25,"lang":32,"path":25,"alternates":4243,"default_full_slug":4244,"translated_slugs":4245},"Morosidad y facturación electrónica B2B: por qué Hacienda sabrá exactamente cuándo pagas a tus proveedores","2026-07-01T14:17:36.130Z","2026-07-15T12:57:19.864Z","2026-07-15T12:57:19.885Z",193437106762686,"5862f090-5c57-42b2-b06a-f2e57aa130c7",{"_uid":4118,"title":4111,"topics":4119,"noIndex":28,"category":4128,"language":4137,"component":926,"heroMedia":4138,"metaTitle":4139,"publishedAt":4140,"readingTime":4141,"redirectUrl":90,"listingImage":4142,"metaDescription":4149,"bottomArticleCta":4150,"componentsAfterTheArticle":4151},"0d77ded5-886f-419e-9cda-bce11bcf3406",[4120],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4121,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4122,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4123,"default_full_slug":147,"translated_slugs":4124,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4125,4126,4127],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":4129,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":4131,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":4132,"default_full_slug":933,"translated_slugs":4133,"_stopResolving":41},{"_uid":920,"icon":4130,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4134,4135,4136],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Morosidad y facturación electrónica B2B: por qué Hacienda sa","2026-07-07 00:00","10",[4143],{"_uid":4144,"asset":4145,"caption":90,"component":4009},"3e23af93-244a-4ab2-b77f-c65d4a56a012",{"id":4146,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4147,"copyright":90,"fieldtype":95,"meta_data":4148,"is_external_url":28},198318535055133,"https://a.storyblok.com/f/146026/2752x1536/f0a0b021fd/spendesk_blog_cover_morosidad_facturacion.jpg",{},"Al cierre de cada mes, el equipo financiero necesita verificar que ninguna factura de proveedor ha superado el plazo legal de pago. En muchas empresas ese contr",[],[4152],{"_uid":4153,"items":4154,"heading":4215,"component":1022},"5261a8b7-e7f0-4221-967e-a362aed0eccd",[4155,4165,4175,4185,4195,4205],{"_uid":4156,"title":4157,"component":953,"description":4158},"84c0caea-a890-49e3-b501-0aef6ae5076e","¿Pagar a 90 días a un proveedor es legal en España?",{"type":107,"content":4159},[4160],{"type":110,"attrs":4161,"content":4162},{"textAlign":25},[4163],{"text":4164,"type":116},"No. Desde la Ley 15/2010, el plazo máximo pactable entre empresas es de 60 días naturales desde la entrega del bien o la prestación del servicio. Cualquier cláusula contractual que fije un plazo superior es nula de pleno derecho.",{"_uid":4166,"title":4167,"component":953,"description":4168},"0100e58d-3f5d-48cc-b744-f898112c0d59","¿Qué interés de demora se aplica por una factura pagada con retraso?",{"type":107,"content":4169},[4170],{"type":110,"attrs":4171,"content":4172},{"textAlign":25},[4173],{"text":4174,"type":116},"El tipo legal es el de la última operación principal de refinanciación del BCE más ocho puntos porcentuales. Para el primer semestre de 2026, se sitúa en el 10,15% anualizado. Además, el acreedor tiene derecho a una compensación fija de 40 euros por factura.",{"_uid":4176,"title":4177,"component":953,"description":4178},"803ff731-27c2-4322-9330-6b4f1ac95ce7","¿Cómo afecta la facturación electrónica obligatoria a los plazos de pago?",{"type":107,"content":4179},[4180],{"type":110,"attrs":4181,"content":4182},{"textAlign":25},[4183],{"text":4184,"type":116},"El RD 238/2026 obliga a registrar electrónicamente la fecha de pago de cada factura B2B. Hacienda podrá cruzar esos datos con los plazos legales de la ley de morosidad de forma automatizada y a gran escala.",{"_uid":4186,"title":4187,"component":953,"description":4188},"ad7d547a-9516-47d9-a768-770f4a440b4f","¿Qué consecuencias tiene pagar fuera de plazo ahora que Hacienda registra la fecha de pago?",{"type":107,"content":4189},[4190],{"type":110,"attrs":4191,"content":4192},{"textAlign":25},[4193],{"text":4194,"type":116},"Con el RD 238/2026, cada pago tardío queda registrado automáticamente en la AEAT y puede cruzarse con los plazos legales de morosidad sin intervención del acreedor. Las consecuencias financieras directas, como los intereses del 10,15% anualizado y la compensación fija de 40 euros por factura, se activan desde el primer día de retraso. Si el PMP supera los 60 días, la empresa queda además excluida de subvenciones públicas superiores a 30.000 euros.",{"_uid":4196,"title":4197,"component":953,"description":4198},"3875949b-6431-4bc9-93eb-229769d32eb0","¿Puedo perder subvenciones públicas por pagar tarde a mis proveedores?",{"type":107,"content":4199},[4200],{"type":110,"attrs":4201,"content":4202},{"textAlign":25},[4203],{"text":4204,"type":116},"Sí. La Ley 18/2022 (Crea y Crece) excluye de subvenciones superiores a 30.000 euros a las empresas cuyo periodo medio de pago supere los 60 días.",{"_uid":4206,"title":4207,"component":953,"description":4208},"e43d25b0-426d-4d04-8c5b-9bd7a2cacb0f","¿Cuándo entra en vigor VERI*FACTU y la facturación electrónica B2B?",{"type":107,"content":4209},[4210],{"type":110,"attrs":4211,"content":4212},{"textAlign":25},[4213],{"text":4214,"type":116},"VERI*FACTU es obligatorio desde enero de 2026 para el primer grupo y julio de 2026 para todas las empresas. La facturación electrónica B2B (Crea y Crece) se implantará con plazos de un año para empresas con facturación superior a ocho millones de euros y dos años para pymes, contados desde la publicación del RD 238/2026.",[4216],{"cta":4217,"_uid":4218,"title":4219,"eyebrow":4225,"subtitle":4230,"component":166,"textAlign":90,"flexibleSection":4235,"sectionSettings":4236,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"804f2a1c-7f81-4075-a141-a5e22b1565df",{"type":107,"content":4220},[4221],{"type":166,"attrs":4222,"content":4223},{"level":168,"textAlign":25},[4224],{"text":1009,"type":116},{"type":107,"content":4226},[4227],{"type":110,"attrs":4228,"content":4229},{"textAlign":25},[],{"type":107,"content":4231},[4232],{"type":110,"attrs":4233,"content":4234},{"textAlign":25},[],[],[],"morosidad-facturacion-electronica-b2b","es/blog/morosidad-facturacion-electronica-b2b",-2130,[],"540b3078-0e39-4c5f-b8a2-97ea733c3614","2026-07-01T14:17:36.219Z",[],"blog/morosidad-facturacion-electronica-b2b",[4246,4247,4248],{"path":4244,"name":25,"lang":37,"published":25},{"path":4244,"name":25,"lang":39,"published":25},{"path":4244,"name":25,"lang":32,"published":25},{"name":4250,"created_at":4251,"published_at":4252,"updated_at":4253,"id":4254,"uuid":4255,"content":4256,"slug":4365,"full_slug":4366,"sort_by_date":25,"position":4367,"tag_list":4368,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":4369,"first_published_at":4370,"release_id":25,"lang":32,"path":25,"alternates":4371,"default_full_slug":4372,"translated_slugs":4373},"Cómo auditar tu software de facturación para cumplir con VeriFactu antes de 2027","2026-07-01T14:14:31.744Z","2026-07-15T12:54:19.748Z","2026-07-15T12:54:19.813Z",193436351513498,"5b237131-616b-4414-b073-fb957e517c08",{"_uid":4257,"title":4250,"topics":4258,"noIndex":28,"category":4267,"language":4276,"component":926,"heroMedia":4277,"metaTitle":4278,"publishedAt":4279,"readingTime":4141,"redirectUrl":90,"listingImage":4280,"metaDescription":4287,"bottomArticleCta":4288,"componentsAfterTheArticle":4289},"c8db9850-4744-41b7-b1cb-e535e5c335a5",[4259],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4260,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4261,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4262,"default_full_slug":147,"translated_slugs":4263,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4264,4265,4266],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":4268,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":4270,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":4271,"default_full_slug":933,"translated_slugs":4272,"_stopResolving":41},{"_uid":920,"icon":4269,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4273,4274,4275],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Cómo auditar tu software de facturación para cumplir con Ver","2026-07-02 00:00",[4281],{"_uid":4282,"asset":4283,"caption":90,"component":4009},"6e65eddd-7817-4ea8-b495-b62b441b7180",{"id":4284,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4285,"copyright":90,"fieldtype":95,"meta_data":4286,"is_external_url":28},198316418782544,"https://a.storyblok.com/f/146026/2752x1536/2644346e19/spendesk_blog_cover_como_auditar_tu_software_verifactu_v2.jpg",{},"Tu software de facturación lleva meses bajo una nueva lupa. Desde enero de 2026, las empresas que tributan por el Impuesto de Sociedades deben operar con un Sis",[],[4290],{"_uid":4291,"items":4292,"heading":4343,"component":1022},"67acb6a1-2230-432e-a5de-8d6290b3f23f",[4293,4303,4313,4323,4333],{"_uid":4294,"title":4295,"component":953,"description":4296},"7ed68a82-678b-4d09-aa9b-bc6f8f6b3090","¿Cuándo entra en vigor VeriFactu para empresas y qué tengo que cambiar en mi sistema de facturación?",{"type":107,"content":4297},[4298],{"type":110,"attrs":4299,"content":4300},{"textAlign":25},[4301],{"text":4302,"type":116},"Las empresas que tributan por el Impuesto de Sociedades deben cumplir desde enero de 2026; el resto, desde julio de 2026. Tu SIF debe generar registros encadenados con hash SHA-256, incluir código QR verificable y exportar XML estructurado conforme a los campos de la AEAT.",{"_uid":4304,"title":4305,"component":953,"description":4306},"ab20baaf-b823-4195-bc49-6611292fd064","¿Qué requisitos debe cumplir un sistema de facturación para ser conforme con VeriFactu?",{"type":107,"content":4307},[4308],{"type":110,"attrs":4309,"content":4310},{"textAlign":25},[4311],{"text":4312,"type":116},"Siete requisitos esenciales: inalterabilidad, encadenamiento hash SHA-256, registro XML normalizado, código QR, capacidad de envío a la AEAT, registro de eventos y declaración responsable del fabricante.",{"_uid":4314,"title":4315,"component":953,"description":4316},"4b8dff96-59e6-4819-ac5e-721a498e90c9","¿Qué sanciones conlleva no adaptar mi facturación a VeriFactu a tiempo?",{"type":107,"content":4317},[4318],{"type":110,"attrs":4319,"content":4320},{"textAlign":25},[4321],{"text":4322,"type":116},"Hasta 50.000 € por ejercicio fiscal para empresas que utilicen software no certificado. Los fabricantes se enfrentan a multas de hasta 150.000 € por tipo de programa.",{"_uid":4324,"title":4325,"component":953,"description":4326},"a7ac6c0f-1cdb-4bcd-9965-c7225204897a","¿Cómo afecta VeriFactu a la facturación electrónica B2B obligatoria que llega después?",{"type":107,"content":4327},[4328],{"type":110,"attrs":4329,"content":4330},{"textAlign":25},[4331],{"text":4332,"type":116},"VeriFactu establece la infraestructura técnica sobre la que se apoyará la facturación electrónica B2B obligatoria bajo la Ley Crea y Crece. Las empresas con más de 8 millones de euros de facturación anual tendrán un año para cumplir; las pymes dispondrán de dos años. Cumplir con VeriFactu ahora reduce el esfuerzo de adaptación cuando entre en vigor ese mandato.",{"_uid":4334,"title":4335,"component":953,"description":4336},"66e48938-fd40-4dfe-8679-df6f6f9dae4c","¿Qué hago si mi software de facturación no pasa la auditoría VeriFactu?",{"type":107,"content":4337},[4338],{"type":110,"attrs":4339,"content":4340},{"textAlign":25},[4341],{"text":4342,"type":116},"Tres pasos concretos. Primero, solicita a tu proveedor su calendario de actualización y la declaración responsable conforme al RD 1007/2023. Segundo, si el proveedor no tiene calendario, evalúa alternativas certificadas y planifica la migración durante 2026; el proceso típico requiere entre 3 y 6 meses, incluyendo pruebas. Tercero, documenta los hallazgos de la auditoría y las medidas correctoras adoptadas de cara a una posible regularización voluntaria ante la AEAT.",[4344],{"cta":4345,"_uid":4346,"title":4347,"eyebrow":4353,"subtitle":4358,"component":166,"textAlign":90,"flexibleSection":4363,"sectionSettings":4364,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"62f45b75-c799-432d-89ba-674408d6d690",{"type":107,"content":4348},[4349],{"type":166,"attrs":4350,"content":4351},{"level":168,"textAlign":25},[4352],{"text":1009,"type":116},{"type":107,"content":4354},[4355],{"type":110,"attrs":4356,"content":4357},{"textAlign":25},[],{"type":107,"content":4359},[4360],{"type":110,"attrs":4361,"content":4362},{"textAlign":25},[],[],[],"auditar-software-facturacion-verifactu","es/blog/auditar-software-facturacion-verifactu",-2120,[],"2cca9edb-8e3d-4ee7-828a-f5dbccc02da0","2026-07-01T14:14:31.808Z",[],"blog/auditar-software-facturacion-verifactu",[4374,4375,4376],{"path":4372,"name":25,"lang":37,"published":25},{"path":4372,"name":25,"lang":39,"published":25},{"path":4372,"name":25,"lang":32,"published":25},{"name":4378,"created_at":4379,"published_at":4380,"updated_at":4381,"id":4382,"uuid":4383,"content":4384,"slug":4493,"full_slug":4494,"sort_by_date":25,"position":4495,"tag_list":4496,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":4497,"first_published_at":4498,"release_id":25,"lang":32,"path":25,"alternates":4499,"default_full_slug":4500,"translated_slugs":4501},"Plan de Control Tributario 2026: cómo Hacienda ve ahora todos tus pagos con tarjeta de empresa, y por qué necesitas un justificante de cada gasto","2026-07-01T14:12:27.046Z","2026-07-15T12:53:34.726Z","2026-07-15T12:53:34.749Z",193435840750472,"fa9d96cb-2458-4385-9279-f05a3070406a",{"_uid":4385,"title":4378,"topics":4386,"noIndex":28,"category":4395,"language":4404,"component":926,"heroMedia":4405,"metaTitle":4406,"publishedAt":4407,"readingTime":2958,"redirectUrl":90,"listingImage":4408,"metaDescription":4415,"bottomArticleCta":4416,"componentsAfterTheArticle":4417},"26912ff8-8cdc-499b-92d1-111c0d33d66e",[4387],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4388,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4389,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4390,"default_full_slug":147,"translated_slugs":4391,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4392,4393,4394],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":4396,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":4398,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":4399,"default_full_slug":933,"translated_slugs":4400,"_stopResolving":41},{"_uid":920,"icon":4397,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4401,4402,4403],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Plan de Control Tributario 2026: cómo Hacienda ve ahora todo","2026-07-01 00:00",[4409],{"_uid":4410,"asset":4411,"caption":90,"component":4009},"71b7f715-948b-4a24-8379-000055d9922b",{"id":4412,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4413,"copyright":90,"fieldtype":95,"meta_data":4414,"is_external_url":28},198315334702164,"https://a.storyblok.com/f/146026/2752x1536/dae119ef1b/spendesk_blog_cover_control_tributario.jpg",{},"Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más docume",[],[4418],{"_uid":4419,"items":4420,"heading":4471,"component":1022},"392b2cba-2459-4fae-9ca3-82a370a248fc",[4421,4431,4441,4451,4461],{"_uid":4422,"title":4423,"component":953,"description":4424},"0c26ecac-7582-4a77-b600-0b34c58ff97c","¿Qué gastos pagados con tarjeta de empresa puede revisar Hacienda y qué justificantes necesito conservar?",{"type":107,"content":4425},[4426],{"type":110,"attrs":4427,"content":4428},{"textAlign":25},[4429],{"text":4430,"type":116},"A través del Modelo 170, la AEAT recibe datos de todos los cargos, abonos y retiradas de efectivo de tarjetas con operaciones superiores a 25.000 euros anuales. La empresa debe conservar los justificantes de cada gasto durante cuatro años a efectos fiscales y seis años a efectos mercantiles.",{"_uid":4432,"title":4433,"component":953,"description":4434},"0d6355c9-f453-40c5-b7bd-cc9457049c95","¿Cómo se calcula y declara la retribución en especie de un vehículo o seguro para empleados?",{"type":107,"content":4435},[4436],{"type":110,"attrs":4437,"content":4438},{"textAlign":25},[4439],{"text":4440,"type":116},"El vehículo de empresa se valora al 20 % anual de su coste de adquisición. El seguro médico está exento hasta 500 euros por persona y año; el exceso es retribución en especie sujeta al IRPF. Ambos se declaran trimestralmente en el Modelo 111 y anualmente en el Modelo 190.",{"_uid":4442,"title":4443,"component":953,"description":4444},"8337af09-4411-41a8-afba-be1bc1fd4e69","¿Qué riesgos fiscales tengo si no documento correctamente los pagos con tarjeta de empresa?",{"type":107,"content":4445},[4446],{"type":110,"attrs":4447,"content":4448},{"textAlign":25},[4449],{"text":4450,"type":116},"Las discrepancias entre los datos del Modelo 170 y las declaraciones de la empresa activan alertas automáticas de comprobación en la AEAT. La falta de justificantes puede derivar en sanciones de entre el 50 % y el 150 % de la cuota no ingresada conforme a la Ley General Tributaria, además de la reclasificación de gastos como retribuciones en especie no declaradas.",{"_uid":4452,"title":4453,"component":953,"description":4454},"71a9f364-ed85-4b68-8f1c-02055b4ea45b","¿Qué es el Modelo 170 y cuándo se presenta?",{"type":107,"content":4455},[4456],{"type":110,"attrs":4457,"content":4458},{"textAlign":25},[4459],{"text":4460,"type":116},"Es una declaración informativa anual que presentan las entidades financieras, no la empresa. Recoge todas las operaciones con tarjeta (cargos, abonos, retiradas de efectivo, gastos en comercios) de titulares cuyo volumen supere los 25.000 euros anuales.",{"_uid":4462,"title":4463,"component":953,"description":4464},"9c3fdc4e-8c02-4a8c-be47-b5744bfa9fbb","¿Cómo afecta el Plan de Control Tributario 2026 a las retribuciones en especie?",{"type":107,"content":4465},[4466],{"type":110,"attrs":4467,"content":4468},{"textAlign":25},[4469],{"text":4470,"type":116},"El Plan 2026 permite a la AEAT cruzar por primera vez los datos de tarjeta del Modelo 170 (que recoge operaciones superiores a 25.000 euros anuales) con las declaraciones de IRPF, identificando automáticamente desfases entre los gastos reales con tarjeta de empresa y las retribuciones en especie declaradas por la empresa.",[4472],{"cta":4473,"_uid":4474,"title":4475,"eyebrow":4481,"subtitle":4486,"component":166,"textAlign":90,"flexibleSection":4491,"sectionSettings":4492,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"5dd08d30-2c91-480a-a50b-a7f6e5e8f742",{"type":107,"content":4476},[4477],{"type":166,"attrs":4478,"content":4479},{"level":168,"textAlign":25},[4480],{"text":1009,"type":116},{"type":107,"content":4482},[4483],{"type":110,"attrs":4484,"content":4485},{"textAlign":25},[],{"type":107,"content":4487},[4488],{"type":110,"attrs":4489,"content":4490},{"textAlign":25},[],[],[],"plan-control-tributario-2026","es/blog/plan-control-tributario-2026",-2110,[],"604baf8b-7a12-4b26-9a25-40517dd7458c","2026-07-01T14:12:27.111Z",[],"blog/plan-control-tributario-2026",[4502,4503,4504],{"path":4500,"name":25,"lang":37,"published":25},{"path":4500,"name":25,"lang":39,"published":25},{"path":4500,"name":25,"lang":32,"published":25},{"name":4506,"created_at":4507,"published_at":4508,"updated_at":4509,"id":4510,"uuid":4511,"content":4512,"slug":4631,"full_slug":4632,"sort_by_date":25,"position":4633,"tag_list":4634,"is_startpage":28,"parent_id":1027,"meta_data":25,"group_id":4635,"first_published_at":4636,"release_id":25,"lang":32,"path":25,"alternates":4637,"default_full_slug":4638,"translated_slugs":4639},"Pagos SEPA en España: qué debes de cambiar en tus sistemas antes del 15 de noviembre de 2026 para evitar que tus transferencias sean rechazadas","2026-07-01T14:07:18.239Z","2026-07-15T12:59:16.664Z","2026-07-15T12:59:16.683Z",193434575881456,"40937653-1b83-4dc7-a7da-62fb499fd3c1",{"_uid":4513,"title":4506,"topics":4514,"noIndex":28,"category":4523,"language":4532,"component":926,"heroMedia":4533,"metaTitle":4534,"publishedAt":4535,"readingTime":2819,"redirectUrl":90,"listingImage":4536,"metaDescription":4543,"bottomArticleCta":4544,"componentsAfterTheArticle":4545},"ac59f39e-27ac-481c-aa50-2ed851463d8e",[4515],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4516,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4517,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4518,"default_full_slug":147,"translated_slugs":4519,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4520,4521,4522],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":914,"created_at":915,"published_at":16,"updated_at":916,"id":917,"uuid":918,"content":4524,"slug":926,"full_slug":927,"sort_by_date":25,"position":52,"tag_list":4526,"is_startpage":28,"parent_id":929,"meta_data":25,"group_id":930,"first_published_at":931,"release_id":25,"lang":32,"path":25,"alternates":4527,"default_full_slug":933,"translated_slugs":4528,"_stopResolving":41},{"_uid":920,"icon":4525,"name":914,"component":925},{"id":922,"alt":923,"name":90,"focus":90,"title":90,"filename":924,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4529,4530,4531],{"path":933,"name":25,"lang":37,"published":25},{"path":933,"name":25,"lang":39,"published":25},{"path":933,"name":25,"lang":32,"published":25},[32],[],"Pagos SEPA en España: qué debes de cambiar en tus sistemas a","2026-07-15 00:00",[4537],{"_uid":4538,"asset":4539,"caption":90,"component":4009},"64779803-99b9-4e6d-b637-dbde94fb0ee4",{"id":4540,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4541,"copyright":90,"fieldtype":95,"meta_data":4542,"is_external_url":28},198319305373653,"https://a.storyblok.com/f/146026/2752x1536/bdeb93bf48/spendesk_blog_cover_sepa_pagos.jpg",{},"Desde octubre de 2025, cada transferencia SEPA que sale de tu empresa pasa por un control automático: la verificación del beneficiario. Si el nombre del titular",[],[4546],{"_uid":4547,"items":4548,"heading":4609,"component":1022},"75c5a05e-4484-45f6-9bf9-a69f45f1d5c1",[4549,4559,4569,4579,4589,4599],{"_uid":4550,"title":4551,"component":953,"description":4552},"d263ab81-b64f-4c90-ae91-3f3d9612b305","¿Qué pasa si el nombre del beneficiario y el IBAN no coinciden en una transferencia SEPA?",{"type":107,"content":4553},[4554],{"type":110,"attrs":4555,"content":4556},{"textAlign":25},[4557],{"text":4558,"type":116},"El banco emisor muestra una alerta antes de ejecutar la transferencia. Puedes optar por continuar, pero si la operación resulta fraudulenta, asumes la responsabilidad y el banco puede negarse a reembolsarte.",{"_uid":4560,"title":4561,"component":953,"description":4562},"b6d609e9-1da2-4506-bd50-547fc401967f","¿Es obligatoria la verificación del beneficiario en España?",{"type":107,"content":4563},[4564],{"type":110,"attrs":4565,"content":4566},{"textAlign":25},[4567],{"text":4568,"type":116},"Sí. Desde el 9 de octubre de 2025, la verificación del beneficiario es obligatoria y gratuita para todas las transferencias SEPA, incluidas las instantáneas, en todos los países de la zona SEPA.",{"_uid":4570,"title":4571,"component":953,"description":4572},"cba4d840-cf4c-4e85-a4c2-911cc5ade8a0","¿Cuál es el importe máximo de una transferencia SEPA instantánea?",{"type":107,"content":4573},[4574],{"type":110,"attrs":4575,"content":4576},{"textAlign":25},[4577],{"text":4578,"type":116},"El Reglamento (UE) 2024/886 eliminó el límite anterior de 100.000 € para la transferencia SEPA instantánea. Actualmente no existe un tope regulatorio general, aunque cada entidad bancaria puede aplicar sus propios límites operativos.",{"_uid":4580,"title":4581,"component":953,"description":4582},"4f907efc-2d62-4c69-9f56-b07faba5aef3","¿Quién es responsable si el banco no verifica correctamente y la transferencia es fraudulenta?",{"type":107,"content":4583},[4584],{"type":110,"attrs":4585,"content":4586},{"textAlign":25},[4587],{"text":4588,"type":116},"La entidad financiera. El Reglamento (UE) 2024/886 establece que, si el banco no ejecuta la verificación del beneficiario de forma correcta y se produce un pago fraudulento, debe reembolsar al ordenante.",{"_uid":4590,"title":4591,"component":953,"description":4592},"cbe9f351-d383-40ad-85df-6ebebcfe3de3","¿Qué es la dirección estructurada en un fichero SEPA?",{"type":107,"content":4593},[4594],{"type":110,"attrs":4595,"content":4596},{"textAlign":25},[4597],{"text":4598,"type":116},"Es el formato que sustituye las líneas de dirección en texto libre por campos independientes: calle, número, código postal, ciudad y país. Es obligatorio en los ficheros pain.001 a partir del 15 de noviembre de 2026.",{"_uid":4600,"title":4601,"component":953,"description":4602},"dac66926-a14a-4b79-951a-ef082e8a90f9","¿Cómo preparo los datos de mis proveedores para la Verification of Payee y el plazo de dirección estructurada de noviembre de 2026?",{"type":107,"content":4603},[4604],{"type":110,"attrs":4605,"content":4606},{"textAlign":25},[4607],{"text":4608,"type":116},"Audita la razón social de cada proveedor para que coincida con los registros bancarios (la VoP detectará discrepancias), valida estructuralmente todos los IBAN activos y convierte las direcciones a formato estructurado (calle, número, código postal, ciudad, país) antes de noviembre de 2026. En la sección sobre la limpieza de datos de proveedores encontrarás la lista de comprobación completa.",[4610],{"cta":4611,"_uid":4612,"title":4613,"eyebrow":4619,"subtitle":4624,"component":166,"textAlign":90,"flexibleSection":4629,"sectionSettings":4630,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3f10135e-b925-4839-b87b-e8e2f6f9d749",{"type":107,"content":4614},[4615],{"type":166,"attrs":4616,"content":4617},{"level":168,"textAlign":25},[4618],{"text":1009,"type":116},{"type":107,"content":4620},[4621],{"type":110,"attrs":4622,"content":4623},{"textAlign":25},[],{"type":107,"content":4625},[4626],{"type":110,"attrs":4627,"content":4628},{"textAlign":25},[],[],[],"pagos-sepa-espana-2026","es/blog/pagos-sepa-espana-2026",-2090,[],"fd090ef2-11a1-4568-a687-4cc655d4afa9","2026-07-01T14:07:18.315Z",[],"blog/pagos-sepa-espana-2026",[4640,4641,4642],{"path":4638,"name":25,"lang":37,"published":25},{"path":4638,"name":25,"lang":39,"published":25},{"path":4638,"name":25,"lang":32,"published":25},[4644,4645,4646,4647],["Reactive",2658],["Reactive",3069],["Reactive",3551],["Reactive",3286],1787764593503]