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llega el momento de preparar la liquidación del IVA, una de las primeras comprobaciones consiste en revisar si las facturas están correctamente registradas. Un dato incompleto, una fecha incorrecta o una factura que no se ha incorporado a tiempo pueden complicar la revisión contable y fiscal.",{"type":110,"attrs":160,"content":162},{"textAlign":25,"key":161},"p-1",[163],{"text":164,"type":116},"El libro registro de facturas recibidas organiza la información de las facturas, justificantes contables y otros documentos relacionados con las compras y los servicios contratados. Junto con el libro de facturas expedidas, forma parte de los libros registro del IVA que deben llevar determinados empresarios y profesionales.",{"type":110,"attrs":166,"content":168},{"textAlign":25,"key":167},"p-2",[169,171,179],{"text":170,"type":116},"En este artículo explicamos qué son estos registros, qué información suelen incluir, cómo se relacionan las facturas emitidas y recibidas, qué aspectos conviene revisar y qué consecuencias puede tener llevarlos de forma incorrecta. 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La Agencia Tributaria contempla, con carácter general, el libro de facturas expedidas, el libro de facturas recibidas, el libro de bienes de inversión y el libro de determinadas operaciones intracomunitarias.",{"type":110,"attrs":195,"content":197},{"textAlign":25,"key":196},"p-4",[198],{"text":199,"type":116},"Con carácter general, deben llevar estos registros los sujetos pasivos del IVA. Sin embargo, las obligaciones pueden variar según el régimen fiscal, el tipo de actividad, las operaciones realizadas y el sistema de suministro de información aplicable.",{"type":110,"attrs":201,"content":203},{"textAlign":25,"key":202},"p-5",[204],{"text":205,"type":116},"Por eso, no todas las empresas deben llevar exactamente los mismos libros ni registrar todas las operaciones de la misma forma. Los regímenes especiales, las operaciones intracomunitarias, las facturas rectificativas y el Suministro Inmediato de Información (SII), entre otros supuestos, pueden tener reglas específicas.",{"type":110,"attrs":207,"content":209},{"textAlign":25,"key":208},"p-6",[210],{"text":211,"type":116},"El libro registro de facturas recibidas y el libro de facturas expedidas ayudan a organizar la información utilizada en las declaraciones de IVA, pero no sustituyen la revisión contable ni el análisis de los requisitos fiscales aplicables a cada operación.",{"type":110,"attrs":213,"content":215},{"textAlign":25,"key":214},"p-7",[216],{"text":217,"type":116},"Cuando las facturas se acumulan sin revisar, aumentan las posibilidades de encontrar datos incompletos, documentos duplicados o importes que no coinciden con la contabilidad. 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Por eso, la expresión libro de facturas emitidas y recibidas suele utilizarse de forma general para referirse a ambos registros, aunque no necesariamente exista un único libro que los combine.",{"type":110,"attrs":256,"content":258},{"textAlign":25,"key":257},"p-12",[259],{"text":260,"type":116},"La información de las facturas recibidas puede ser relevante para determinar el IVA soportado deducible, siempre que se cumplan los requisitos sustantivos y documentales aplicables. Registrar una factura no garantiza por sí solo el derecho a deducir el IVA.",{"type":110,"attrs":262,"content":264},{"textAlign":25,"key":263},"p-13",[265],{"text":266,"type":116},"Ambos libros deben mantenerse de forma ordenada y coherente con la documentación de respaldo. 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corresponde",{"type":312,"attrs":545,"content":546},{"colspan":286,"rowspan":286,"colwidth":25},[547],{"type":110,"attrs":548,"content":550},{"textAlign":25,"key":549},"p-30",[551],{"text":552,"type":116},"Cuando proceda, según el tratamiento de la operación",{"type":110,"attrs":554,"content":556},{"textAlign":25,"key":555},"p-31",[557],{"text":558,"type":116},"Esta tabla es orientativa. Las facturas rectificativas, las adquisiciones intracomunitarias, las importaciones, la inversión del sujeto pasivo, los justificantes contables y otras operaciones pueden requerir datos o anotaciones adicionales.",{"type":110,"attrs":560,"content":562},{"textAlign":25,"key":561},"p-32",[563,565,571,573,579],{"text":564,"type":116},"La",{"text":566,"type":116,"marks":567}," Agencia Tributaria explica el contenido del libro registro de facturas recibidas",[568],{"type":175,"attrs":569},{"href":570,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/libros-registro-iva/libro-registro-facturas-recibidas.html",{"text":572,"type":116}," y del",{"text":574,"type":116,"marks":575}," libro registro de facturas expedidas",[576],{"type":175,"attrs":577},{"href":578,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/libros-registro-iva/libro-registro-facturas-expedidas.html",{"text":580,"type":116},". Conviene consultar estas fuentes cuando una operación no encaja en el caso general.",{"type":182,"attrs":582,"content":584},{"level":583,"textAlign":25},3,[585],{"text":586,"type":116},"La cuota deducible en el libro de facturas recibidas",{"type":110,"attrs":588,"content":590},{"textAlign":25,"key":589},"p-33",[591],{"text":592,"type":116},"El libro registro de facturas recibidas puede incluir la información relacionada con el IVA soportado y, cuando corresponda, con la cuota deducible. La deducción dependerá también de otros requisitos, como la naturaleza de la operación, la condición del destinatario y la documentación disponible.",{"type":110,"attrs":594,"content":596},{"textAlign":25,"key":595},"p-34",[597],{"text":598,"type":116},"Por tanto, no basta con que el IVA aparezca registrado. El equipo contable debe revisar si la factura es válida, si la operación está relacionada con la actividad y si se cumplen los requisitos aplicables.",{"type":182,"attrs":600,"content":601},{"level":583,"textAlign":25},[602],{"text":603,"type":116},"Facturas rectificativas y operaciones especiales",{"type":110,"attrs":605,"content":607},{"textAlign":25,"key":606},"p-35",[608],{"text":609,"type":116},"Las facturas rectificativas deben identificarse y registrarse de forma que puedan relacionarse con la factura original y con la modificación realizada. Lo mismo ocurre con determinadas operaciones intracomunitarias, importaciones, justificantes contables e inversiones del sujeto pasivo.",{"type":110,"attrs":611,"content":613},{"textAlign":25,"key":612},"p-36",[614],{"text":615,"type":116},"No todas las operaciones pueden registrarse siguiendo el mismo esquema. Si existe alguna particularidad, es preferible revisar las instrucciones de la Agencia Tributaria antes de aplicar un criterio general.",{"type":182,"attrs":617,"content":618},{"level":583,"textAlign":25},[619],{"text":620,"type":116},"¿Se pueden utilizar asientos resumen?",{"type":110,"attrs":622,"content":624},{"textAlign":25,"key":623},"p-37",[625],{"text":626,"type":116},"La normativa contempla la posibilidad de utilizar asientos resumen en determinados supuestos y bajo ciertas condiciones. No todas las facturas pueden agruparse, y los requisitos pueden variar según se trate de facturas expedidas o recibidas y según la operación.",{"type":110,"attrs":628,"content":630},{"textAlign":25,"key":629},"p-38",[631],{"text":632,"type":116},"Por este motivo, los asientos resumen no deben utilizarse como regla general para simplificar cualquier volumen de facturas. Antes de agrupar documentos, comprueba las condiciones vigentes o consulta a un profesional.",{"type":182,"attrs":634,"content":635},{"level":184,"textAlign":25},[636],{"text":637,"type":116},"¿Cuándo deben anotarse las facturas recibidas?",{"type":110,"attrs":639,"content":641},{"textAlign":25,"key":640},"p-39",[642],{"text":643,"type":116},"Las facturas deben registrarse siguiendo las reglas aplicables al tipo de operación y al régimen de la empresa. No existe un único plazo que pueda aplicarse de la misma manera a todas las facturas recibidas.",{"type":110,"attrs":645,"content":647},{"textAlign":25,"key":646},"p-40",[648],{"text":649,"type":116},"En términos operativos, conviene registrar las facturas cuando se reciben y revisar que la información esté completa antes de cerrar el periodo correspondiente. Si una factura llega tarde, es rectificativa o corresponde a una operación especial, el momento y la forma de anotación pueden requerir un análisis específico.",{"type":110,"attrs":651,"content":653},{"textAlign":25,"key":652},"p-41",[654,655,661],{"text":564,"type":116},{"text":656,"type":116,"marks":657}," Agencia Tributaria publica información sobre los plazos de las anotaciones registrales",[658],{"type":175,"attrs":659},{"href":660,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/libros-registro-iva/plazos-anotaciones-registrales.html",{"text":662,"type":116},". Las empresas acogidas al SII deben tener en cuenta, además, las obligaciones de suministro electrónico de determinados datos de facturación y los plazos específicos de este sistema.",{"type":182,"attrs":664,"content":665},{"level":184,"textAlign":25},[666],{"text":667,"type":116},"¿Qué es el SII y cómo afecta a los libros registro del IVA?",{"type":110,"attrs":669,"content":671},{"textAlign":25,"key":670},"p-42",[672],{"text":673,"type":116},"El Suministro Inmediato de Información es un sistema mediante el que determinados sujetos pasivos envían electrónicamente a la Agencia Tributaria información de sus registros de facturación.",{"type":110,"attrs":675,"content":677},{"textAlign":25,"key":676},"p-43",[678],{"text":679,"type":116},"El SII no debe confundirse con el envío general de todas las facturas ni con una obligación aplicable a todas las empresas. La obligación depende, entre otros factores, del régimen y de la situación del contribuyente. Algunos sujetos pasivos pueden acogerse voluntariamente.",{"type":110,"attrs":681,"content":683},{"textAlign":25,"key":682},"p-44",[684,686,692],{"text":685,"type":116},"Las empresas que utilizan el SII deben comprobar los requisitos y plazos vigentes en la",{"text":687,"type":116,"marks":688}," información oficial de la Agencia Tributaria",[689],{"type":175,"attrs":690},{"href":691,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/impuestos-tasas/iva/iva-libros-registro-iva-traves-aeat/preguntas-frecuentes.html",{"text":693,"type":116},". El suministro electrónico de información tampoco elimina por sí solo la obligación de conservar las facturas y los justificantes correspondientes.",{"type":182,"attrs":695,"content":696},{"level":184,"textAlign":25},[697],{"text":698,"type":116},"¿Qué consecuencias puede tener llevar mal los libros registro?",{"type":110,"attrs":700,"content":702},{"textAlign":25,"key":701},"p-45",[703],{"text":704,"type":116},"Los errores, omisiones o retrasos en las obligaciones registrales pueden tener consecuencias fiscales y sancionadoras. Sin embargo, la infracción, su gravedad y la sanción aplicable dependen de la conducta concreta, del tipo de registro, del régimen de la empresa y de la normativa vigente.",{"type":110,"attrs":706,"content":708},{"textAlign":25,"key":707},"p-46",[709],{"text":710,"type":116},"Por eso, no es recomendable presentar una cantidad fija o un porcentaje como si se aplicara automáticamente a cualquier error. Las consecuencias pueden variar según se trate de una omisión, una inexactitud, un retraso, un incumplimiento relacionado con el SII u otra situación.",{"type":110,"attrs":712,"content":714},{"textAlign":25,"key":713},"p-47",[715,716,722],{"text":564,"type":116},{"text":717,"type":116,"marks":718}," Ley General Tributaria",[719],{"type":175,"attrs":720},{"href":721,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2003-23186",{"text":723,"type":116}," regula distintas infracciones tributarias, incluidas algunas relacionadas con obligaciones contables y registrales. Antes de valorar una posible sanción o corregir una declaración, conviene consultar la normativa aplicable y contar con asesoramiento fiscal.",{"type":110,"attrs":725,"content":727},{"textAlign":25,"key":726},"p-48",[728],{"text":729,"type":116},"Además del riesgo sancionador, un registro incompleto puede dificultar la conciliación, retrasar el cierre contable o impedir que el equipo identifique a tiempo una factura que necesita corregirse.",{"type":182,"attrs":731,"content":732},{"level":184,"textAlign":25},[733],{"text":734,"type":116},"¿Cómo mantener el libro registro de facturas recibidas actualizado?",{"type":110,"attrs":736,"content":738},{"textAlign":25,"key":737},"p-49",[739],{"text":740,"type":116},"El principal reto suele ser recibir, revisar y registrar cada factura a tiempo. Un proceso organizado puede incluir estas prácticas:",{"type":230,"content":742},[743,751,759,767,775,783],{"type":233,"content":744},[745],{"type":110,"attrs":746,"content":748},{"textAlign":25,"key":747},"p-50",[749],{"text":750,"type":116},"Centralizar la recepción de facturas. Utiliza un canal definido para que las facturas de proveedores no se pierdan en bandejas de entrada o conversaciones dispersas.",{"type":233,"content":752},[753],{"type":110,"attrs":754,"content":756},{"textAlign":25,"key":755},"p-51",[757],{"text":758,"type":116},"Revisar los datos antes de registrar la factura. Comprueba el proveedor, el NIF, las fechas, la base imponible, el tipo de IVA y la cuota.",{"type":233,"content":760},[761],{"type":110,"attrs":762,"content":764},{"textAlign":25,"key":763},"p-52",[765],{"text":766,"type":116},"Relacionar la factura con la compra. Cuando exista una solicitud u orden de compra, comprueba que la factura corresponde al gasto aprobado y al bien o servicio recibido.",{"type":233,"content":768},[769],{"type":110,"attrs":770,"content":772},{"textAlign":25,"key":771},"p-53",[773],{"text":774,"type":116},"Separar las facturas que requieren un tratamiento especial. Las rectificativas, las operaciones intracomunitarias y otros casos específicos pueden necesitar una revisión adicional.",{"type":233,"content":776},[777],{"type":110,"attrs":778,"content":780},{"textAlign":25,"key":779},"p-54",[781],{"text":782,"type":116},"Conservar la documentación y mantener la trazabilidad. Guarda la factura y la información asociada de forma que el equipo pueda localizarla posteriormente.",{"type":233,"content":784},[785],{"type":110,"attrs":786,"content":788},{"textAlign":25,"key":787},"p-55",[789],{"text":790,"type":116},"Revisar el registro antes del cierre. Una comprobación periódica permite corregir incidencias antes de preparar la liquidación del IVA.",{"type":110,"attrs":792,"content":794},{"textAlign":25,"key":793},"p-56",[795],{"text":796,"type":116},"Cuando el volumen de facturas aumenta, la captura manual puede consumir mucho tiempo y aumentar el riesgo de errores de transcripción. Una plataforma de gestión de facturas y cuentas por pagar como Spendesk permite centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, someter las facturas a aprobación y consultar su historial.",{"type":110,"attrs":798,"content":800},{"textAlign":25,"key":799},"p-57",[801],{"text":802,"type":116},"La extracción de datos facilita el trabajo, pero no sustituye la revisión del equipo financiero. Los datos extraídos o sugeridos deben comprobarse antes de utilizarlos en los procesos contables. Spendesk tampoco debe presentarse como una herramienta que genera automáticamente el libro registro de facturas recibidas, determina por sí sola el tratamiento fiscal correcto o garantiza el cumplimiento de las obligaciones de IVA en España.",{"type":110,"attrs":804,"content":806},{"textAlign":25,"key":805},"p-58",[807],{"text":808,"type":116},"La plataforma puede ayudar a preparar y exportar información hacia determinados sistemas contables, según la integración, el plan y la configuración disponibles. El registro fiscal final debe validarse con el sistema contable y los criterios aplicables a la empresa.",{"type":182,"attrs":810,"content":811},{"level":184,"textAlign":25},[812],{"text":813,"type":116},"Puntos clave",{"type":230,"content":815},[816,824,832,840,848,856],{"type":233,"content":817},[818],{"type":110,"attrs":819,"content":821},{"textAlign":25,"key":820},"p-59",[822],{"text":823,"type":116},"El libro registro de facturas recibidas recoge información sobre facturas, justificantes contables y otros documentos relacionados con compras y servicios recibidos.",{"type":233,"content":825},[826],{"type":110,"attrs":827,"content":829},{"textAlign":25,"key":828},"p-60",[830],{"text":831,"type":116},"El libro de facturas expedidas registra las operaciones emitidas por la empresa y el IVA repercutido asociado.",{"type":233,"content":833},[834],{"type":110,"attrs":835,"content":837},{"textAlign":25,"key":836},"p-61",[838],{"text":839,"type":116},"El contenido exacto de los libros registro del IVA depende del tipo de operación, el régimen aplicable y las reglas vigentes.",{"type":233,"content":841},[842],{"type":110,"attrs":843,"content":845},{"textAlign":25,"key":844},"p-62",[846],{"text":847,"type":116},"Las facturas rectificativas, las operaciones intracomunitarias, las importaciones y otros supuestos pueden requerir datos o anotaciones específicas.",{"type":233,"content":849},[850],{"type":110,"attrs":851,"content":853},{"textAlign":25,"key":852},"p-63",[854],{"text":855,"type":116},"Las empresas deben registrar y conservar la documentación conforme a las obligaciones aplicables.",{"type":233,"content":857},[858],{"type":110,"attrs":859,"content":861},{"textAlign":25,"key":860},"p-64",[862],{"text":863,"type":116},"Spendesk puede ayudar a centralizar facturas, extraer datos, organizar aprobaciones y mantener la trazabilidad del proceso, pero no sustituye la validación fiscal o contable.",{"type":865},"horizontal_rule",{"type":110,"attrs":867,"content":869},{"textAlign":25,"key":868},"p-65",[870,872,878],{"text":871,"type":116},"¿Quieres centralizar las facturas de proveedores y facilitar su revisión antes de enviarlas a contabilidad?",{"text":873,"type":116,"marks":874}," Descubre cómo Spendesk puede ayudarte a gestionar tus facturas de proveedores",[875],{"type":175,"attrs":876},{"href":877,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://www.spendesk.com/es/platform/invoice-management/",{"text":879,"type":116},".",{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":886,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":895,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":899,"default_full_slug":900,"translated_slugs":901,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":887,"icon":888,"name":881,"component":892},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[902,903,904],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Libro de facturas emitidas y recibidas: qué contener",[],"12",[],"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[914],{"_uid":915,"items":916,"heading":986,"component":1009},"260a9c76-16bd-46cb-9256-480f8dab3c20",[917,928,938,956,966,976],{"_uid":918,"title":919,"component":920,"description":921},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?","faqItem",{"type":107,"content":922},[923],{"type":110,"attrs":924,"content":925},{"textAlign":25,"key":112},[926],{"text":927,"type":116},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":929,"title":930,"component":920,"description":931},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":107,"content":932},[933],{"type":110,"attrs":934,"content":935},{"textAlign":25,"key":112},[936],{"text":937,"type":116},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":939,"title":940,"component":920,"description":941},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":107,"content":942},[943],{"type":110,"attrs":944,"content":945},{"textAlign":25,"key":112},[946,948,954],{"text":947,"type":116},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":949,"type":116,"marks":950}," conservación de facturas",[951],{"type":175,"attrs":952},{"href":953,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":955,"type":116}," y sobre las obligaciones contables y registrales.",{"_uid":957,"title":958,"component":920,"description":959},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":107,"content":960},[961],{"type":110,"attrs":962,"content":963},{"textAlign":25,"key":112},[964],{"text":965,"type":116},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":967,"title":968,"component":920,"description":969},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":107,"content":970},[971],{"type":110,"attrs":972,"content":973},{"textAlign":25,"key":112},[974],{"text":975,"type":116},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":977,"title":978,"component":920,"description":979},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":107,"content":980},[981],{"type":110,"attrs":982,"content":983},{"textAlign":25,"key":112},[984],{"text":985,"type":116},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":110,"attrs":2592,"content":2593},{"textAlign":25},[2594,2598,2599],{"text":2595,"type":116,"marks":2596},"Para los equipos financieros",[2597],{"type":1665},{"type":2428},{"text":2600,"type":116},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":110,"attrs":2602,"content":2603},{"textAlign":25},[2604],{"text":2605,"type":116},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":110,"attrs":2607,"content":2608},{"textAlign":25},[2609],{"text":2610,"type":116},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":110,"attrs":2612,"content":2613},{"textAlign":25},[2614],{"text":2615,"type":116},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":110,"attrs":2617,"content":2618},{"textAlign":25},[2619],{"text":2620,"type":116},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2622],{"cta":2623,"_uid":2624,"title":2625,"eyebrow":2632,"subtitle":2635,"component":182,"textAlign":90,"sectionSettings":2641,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":107,"content":2626},[2627],{"type":182,"attrs":2628,"content":2629},{"level":184},[2630],{"text":2631,"type":116},"Empezar con Spendesk",{"type":107,"content":2633},[2634],{"type":110},{"type":107,"content":2636},[2637],{"type":110,"content":2638},[2639],{"text":2640,"type":116},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2646,2777,2878,3019,3149,3267,3387,3532,3653,3782,3953,4091,4230,4358,4486],{"name":2647,"created_at":2648,"published_at":2649,"updated_at":2650,"id":2651,"uuid":2652,"content":2653,"slug":2766,"full_slug":2767,"sort_by_date":25,"position":2768,"tag_list":2769,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":2770,"first_published_at":2649,"release_id":25,"lang":32,"path":25,"alternates":2771,"default_full_slug":2772,"translated_slugs":2773},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-08-26T16:07:20.321Z","2026-08-26T16:07:20.364Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":2654,"title":2647,"topics":2655,"noIndex":28,"category":2664,"language":2673,"component":893,"heroMedia":2674,"metaTitle":2675,"publishedAt":90,"readingTime":2676,"redirectUrl":90,"listingImage":2677,"metaDescription":2678,"bottomArticleCta":2679,"componentsAfterTheArticle":2680},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[2656],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2657,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2658,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2659,"default_full_slug":147,"translated_slugs":2660,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2661,2662,2663],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":2665,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":2667,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":2668,"default_full_slug":900,"translated_slugs":2669,"_stopResolving":41},{"_uid":887,"icon":2666,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2670,2671,2672],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","15",[],"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[2681],{"_uid":2682,"items":2683,"heading":2744,"component":1009},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[2684,2694,2704,2714,2724,2734],{"_uid":2685,"title":2686,"component":920,"description":2687},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":107,"content":2688},[2689],{"type":110,"attrs":2690,"content":2691},{"textAlign":25},[2692],{"text":2693,"type":116},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":2695,"title":2696,"component":920,"description":2697},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":107,"content":2698},[2699],{"type":110,"attrs":2700,"content":2701},{"textAlign":25},[2702],{"text":2703,"type":116},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":2705,"title":2706,"component":920,"description":2707},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":107,"content":2708},[2709],{"type":110,"attrs":2710,"content":2711},{"textAlign":25},[2712],{"text":2713,"type":116},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":2715,"title":2716,"component":920,"description":2717},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":107,"content":2718},[2719],{"type":110,"attrs":2720,"content":2721},{"textAlign":25},[2722],{"text":2723,"type":116},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":2725,"title":2726,"component":920,"description":2727},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":107,"content":2728},[2729],{"type":110,"attrs":2730,"content":2731},{"textAlign":25},[2732],{"text":2733,"type":116},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":2735,"title":2736,"component":920,"description":2737},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":107,"content":2738},[2739],{"type":110,"attrs":2740,"content":2741},{"textAlign":25},[2742],{"text":2743,"type":116},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema 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Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":2927,"title":2928,"component":920,"description":2929},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":107,"content":2930},[2931],{"type":110,"attrs":2932,"content":2933},{"textAlign":25},[2934],{"text":2935,"type":116},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":2937,"title":2938,"component":920,"description":2939},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":107,"content":2940},[2941],{"type":110,"attrs":2942,"content":2943},{"textAlign":25},[2944],{"text":2945,"type":116},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":2947,"title":2948,"component":920,"description":2949},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":107,"content":2950},[2951],{"type":110,"attrs":2952,"content":2953},{"textAlign":25},[2954],{"text":2955,"type":116},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":2957,"title":2958,"component":920,"description":2959},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":107,"content":2960},[2961],{"type":110,"attrs":2962,"content":2963},{"textAlign":25},[2964],{"text":2965,"type":116},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":2967,"title":2968,"component":920,"description":2969},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":107,"content":2970},[2971],{"type":110,"attrs":2972,"content":2973},{"textAlign":25},[2974],{"text":2975,"type":116},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":2977,"title":2978,"component":920,"description":2979},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":107,"content":2980},[2981],{"type":110,"attrs":2982,"content":2983},{"textAlign":25},[2984],{"text":2985,"type":116},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. Las cuentas y el asiento dependen del plan contable y del ERP de la empresa, por lo que deben confirmarse con el equipo contable o la asesoría.",[2987],{"cta":2988,"_uid":2989,"title":2990,"eyebrow":2996,"subtitle":3001,"component":182,"textAlign":90,"flexibleSection":3006,"sectionSettings":3007,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"360fcad8-3e5d-4055-8ca7-dafd01d0167c",{"type":107,"content":2991},[2992],{"type":182,"attrs":2993,"content":2994},{"level":184,"textAlign":25},[2995],{"text":996,"type":116},{"type":107,"content":2997},[2998],{"type":110,"attrs":2999,"content":3000},{"textAlign":25},[],{"type":107,"content":3002},[3003],{"type":110,"attrs":3004,"content":3005},{"textAlign":25},[],[],[],"facturas-con-retencion-de-irpf","es/blog/facturas-con-retencion-de-irpf",-2880,[],"a9350e98-5a01-42e3-938d-5dc2a4cbbd74",[],"blog/facturas-con-retencion-de-irpf",[3016,3017,3018],{"path":3014,"name":25,"lang":37,"published":25},{"path":3014,"name":25,"lang":39,"published":25},{"path":3014,"name":25,"lang":32,"published":25},{"name":3020,"created_at":3021,"published_at":3022,"updated_at":3023,"id":3024,"uuid":3025,"content":3026,"slug":3138,"full_slug":3139,"sort_by_date":25,"position":3140,"tag_list":3141,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":3142,"first_published_at":3022,"release_id":25,"lang":32,"path":25,"alternates":3143,"default_full_slug":3144,"translated_slugs":3145},"Remesa bancaria: cómo preparar, validar y ejecutar pagos por lotes SEPA","2026-08-26T15:56:45.149Z","2026-08-26T16:07:16.812Z","2026-08-26T16:07:16.840Z",213279560346978,"6ccc0a04-595f-469e-a018-9ece3b97a491",{"_uid":3027,"title":3020,"topics":3028,"noIndex":28,"category":3037,"language":3046,"component":893,"heroMedia":3047,"metaTitle":3048,"publishedAt":90,"readingTime":2908,"redirectUrl":90,"listingImage":3049,"metaDescription":3050,"bottomArticleCta":3051,"componentsAfterTheArticle":3052},"5436491d-39fc-4e35-aa76-479e172b0f75",[3029],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3030,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3031,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3032,"default_full_slug":147,"translated_slugs":3033,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3034,3035,3036],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":3038,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":3040,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":3041,"default_full_slug":900,"translated_slugs":3042,"_stopResolving":41},{"_uid":887,"icon":3039,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3043,3044,3045],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Remesa bancaria: pagos por lotes SEPA paso a paso",[],"Descubre qué es una remesa bancaria y cómo preparar y validar pagos por lotes SEPA para controlar la tesorería y cumplir los plazos en España.",[],[3053],{"_uid":3054,"items":3055,"heading":3116,"component":1009},"012c98e0-9fca-4750-9f7b-ffe4287f4886",[3056,3066,3076,3086,3096,3106],{"_uid":3057,"title":3058,"component":920,"description":3059},"db6175cd-5ce0-4e60-8f83-a8d71b0d451a","¿Qué es una remesa bancaria?",{"type":107,"content":3060},[3061],{"type":110,"attrs":3062,"content":3063},{"textAlign":25},[3064],{"text":3065,"type":116},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. Permite reunir varias operaciones, revisar sus datos y enviarlas o ejecutarlas siguiendo el proceso definido por la empresa y su banco.",{"_uid":3067,"title":3068,"component":920,"description":3069},"7b6e2547-866c-4aa4-94fe-1ba719fce755","¿Cómo hacer una remesa bancaria con Spendesk?",{"type":107,"content":3070},[3071],{"type":110,"attrs":3072,"content":3073},{"textAlign":25},[3074],{"text":3075,"type":116},"Con Spendesk, el equipo puede gestionar las facturas, revisar las aprobaciones, seleccionar varios pagos y programarlos para una misma fecha, según la configuración disponible. También puede exportar un fichero XML SEPA con los pagos seleccionados para cargarlo posteriormente en el entorno bancario de la empresa. La disponibilidad de cada función depende de la entidad, el plan y la configuración contratada.",{"_uid":3077,"title":3078,"component":920,"description":3079},"9d056b95-01ee-4eb4-9798-aa1c16cdd47e","¿Cómo validar un fichero SEPA antes de enviarlo al banco?",{"type":107,"content":3080},[3081],{"type":110,"attrs":3082,"content":3083},{"textAlign":25},[3084],{"text":3085,"type":116},"Revisa los datos del ordenante y de los beneficiarios, los IBAN, los importes, las fechas, los conceptos y las autorizaciones. Comprueba también que no haya operaciones duplicadas y que el contenido del fichero coincida con las facturas aprobadas. La validación final corresponde al banco o al proveedor de servicios de pago que reciba el archivo.",{"_uid":3087,"title":3088,"component":920,"description":3089},"c69192e6-c3f8-463d-93f7-d19cde724f1f","¿Cómo se contabilizan las remesas bancarias?",{"type":107,"content":3090},[3091],{"type":110,"attrs":3092,"content":3093},{"textAlign":25},[3094],{"text":3095,"type":116},"El proceso depende de si la remesa corresponde a pagos o cobros, del plan contable, del sistema utilizado y del momento en que se reconoce la operación. El equipo contable debe definir cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"_uid":3097,"title":3098,"component":920,"description":3099},"4e7e8316-9c24-4d8f-9d8e-7860a27b2941","¿Qué asiento contable corresponde a una remesa bancaria?",{"type":107,"content":3100},[3101],{"type":110,"attrs":3102,"content":3103},{"textAlign":25},[3104],{"text":3105,"type":116},"No existe un asiento único aplicable a todas las empresas. El asiento contable de una remesa bancaria depende del tipo de operación, del plan contable y del procedimiento definido por la empresa. Conviene confirmarlo con el equipo contable o la asesoría correspondiente.",{"_uid":3107,"title":3108,"component":920,"description":3109},"e15fc1b0-9632-4937-bc5f-8ef99e3411e5","¿Cómo se gestionan las remesas bancarias en un ERP?",{"type":107,"content":3110},[3111],{"type":110,"attrs":3112,"content":3113},{"textAlign":25},[3114],{"text":3115,"type":116},"La gestión depende de las integraciones y exportaciones disponibles. Antes de configurarla, conviene comprobar qué información se transfiere, cómo se actualizan los estados de pago y qué pasos de importación o conciliación siguen siendo manuales. Descubre cómo Spendesk conecta las solicitudes de compra, las aprobaciones, las facturas y los pagos en un flujo de control para equipos financieros.",[3117],{"cta":3118,"_uid":3119,"title":3120,"eyebrow":3126,"subtitle":3131,"component":182,"textAlign":90,"flexibleSection":3136,"sectionSettings":3137,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"012e0fa8-37f0-4bad-b593-fd7ada48f302",{"type":107,"content":3121},[3122],{"type":182,"attrs":3123,"content":3124},{"level":184,"textAlign":25},[3125],{"text":996,"type":116},{"type":107,"content":3127},[3128],{"type":110,"attrs":3129,"content":3130},{"textAlign":25},[],{"type":107,"content":3132},[3133],{"type":110,"attrs":3134,"content":3135},{"textAlign":25},[],[],[],"remesa-bancaria-pagos-sepa","es/blog/remesa-bancaria-pagos-sepa",-2870,[],"84461d25-ba00-4b9e-ae0c-5151ea52266d",[],"blog/remesa-bancaria-pagos-sepa",[3146,3147,3148],{"path":3144,"name":25,"lang":37,"published":25},{"path":3144,"name":25,"lang":39,"published":25},{"path":3144,"name":25,"lang":32,"published":25},{"name":3150,"created_at":3151,"published_at":3152,"updated_at":3153,"id":3154,"uuid":3155,"content":3156,"slug":3256,"full_slug":3257,"sort_by_date":25,"position":3258,"tag_list":3259,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":3260,"first_published_at":3152,"release_id":25,"lang":32,"path":25,"alternates":3261,"default_full_slug":3262,"translated_slugs":3263},"Factura intracomunitaria: IVA y cómo contabilizarla en España","2026-08-26T15:56:44.073Z","2026-08-26T16:07:15.675Z","2026-08-26T16:07:15.704Z",213279555935584,"34fcac11-2af5-40c6-b196-b07f8b1d0174",{"_uid":3157,"title":3150,"topics":3158,"noIndex":28,"category":3167,"language":3176,"component":893,"heroMedia":3177,"metaTitle":3178,"publishedAt":90,"readingTime":3179,"redirectUrl":90,"listingImage":3180,"metaDescription":3181,"bottomArticleCta":3182,"componentsAfterTheArticle":3183},"16ff30af-2904-477d-b075-c17a7cf9bf97",[3159],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3160,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3161,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3162,"default_full_slug":147,"translated_slugs":3163,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3164,3165,3166],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":3168,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":3170,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":3171,"default_full_slug":900,"translated_slugs":3172,"_stopResolving":41},{"_uid":887,"icon":3169,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3173,3174,3175],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Factura intracomunitaria: IVA y contabilización","18",[],"Factura intracomunitaria: aprende a revisar el IVA, aplicar la inversión del sujeto pasivo y contabilizar las compras a proveedores de la Unión Europea.",[],[3184],{"_uid":3185,"items":3186,"heading":3234,"component":1009},"156d09f6-b7f5-4dbe-a86d-04588ea27a93",[3187,3197,3207,3217],{"_uid":3188,"title":3189,"component":920,"description":3190},"6ebb716a-e3b9-43ec-985e-fe7611746bca","¿Qué pasa si el proveedor o mi empresa no están dados de alta en el ROI o no aparecen en VIES?",{"type":107,"content":3191},[3192],{"type":110,"attrs":3193,"content":3194},{"textAlign":25},[3195],{"text":3196,"type":116},"No existe una respuesta automática para todos los casos. Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":3198,"title":3199,"component":920,"description":3200},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":107,"content":3201},[3202],{"type":110,"attrs":3203,"content":3204},{"textAlign":25},[3205],{"text":3206,"type":116},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":3208,"title":3209,"component":920,"description":3210},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":107,"content":3211},[3212],{"type":110,"attrs":3213,"content":3214},{"textAlign":25},[3215],{"text":3216,"type":116},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. Estos umbrales se refieren al importe de IVA solicitado en la reclamación, no al importe de una factura individual. Las condiciones concretas también pueden depender del Estado miembro que debe efectuar la devolución.",{"_uid":3218,"title":3219,"component":920,"description":3220},"f951bfc8-21a7-4052-9f5a-910ecebe2971","¿El tratamiento cambia entre bienes y servicios?",{"type":107,"content":3221},[3222],{"type":110,"attrs":3223,"content":3224},{"textAlign":25},[3225,3227,3233],{"text":3226,"type":116},"Sí. En una adquisición intracomunitaria de bienes deben analizarse el transporte, la condición fiscal de las partes, la identificación para operaciones intracomunitarias y las reglas de exención aplicables a la entrega en origen. En los servicios B2B, la regla general suele localizar el servicio donde está establecido el cliente, pero existen reglas especiales para determinados servicios. Por eso no conviene aplicar automáticamente el mismo tratamiento a una factura de mercancías, una licencia de software, un servicio relacionado con un inmueble o una entrada a un evento. Gestiona las facturas de tus proveedores europeos desde una única plataforma.",{"text":3228,"type":116,"marks":3229}," Solicita una demo de Spendesk",[3230],{"type":175,"attrs":3231},{"href":3232,"uuid":25,"anchor":25,"target":178,"linktype":98},"https://www.spendesk.com/es/schedule-a-demo/",{"text":879,"type":116},[3235],{"cta":3236,"_uid":3237,"title":3238,"eyebrow":3244,"subtitle":3249,"component":182,"textAlign":90,"flexibleSection":3254,"sectionSettings":3255,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"c17aaa14-59e6-418f-9cd0-98d3c07712e9",{"type":107,"content":3239},[3240],{"type":182,"attrs":3241,"content":3242},{"level":184,"textAlign":25},[3243],{"text":996,"type":116},{"type":107,"content":3245},[3246],{"type":110,"attrs":3247,"content":3248},{"textAlign":25},[],{"type":107,"content":3250},[3251],{"type":110,"attrs":3252,"content":3253},{"textAlign":25},[],[],[],"factura-intracomunitaria","es/blog/factura-intracomunitaria",-2860,[],"a9d7945e-dc5a-4e57-82d3-001d1fa41333",[],"blog/factura-intracomunitaria",[3264,3265,3266],{"path":3262,"name":25,"lang":37,"published":25},{"path":3262,"name":25,"lang":39,"published":25},{"path":3262,"name":25,"lang":32,"published":25},{"name":3268,"created_at":3269,"published_at":3270,"updated_at":3271,"id":3272,"uuid":3273,"content":3274,"slug":3376,"full_slug":3377,"sort_by_date":25,"position":3378,"tag_list":3379,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":3380,"first_published_at":3270,"release_id":25,"lang":32,"path":25,"alternates":3381,"default_full_slug":3382,"translated_slugs":3383},"Digitalización de facturas con OCR: cómo extraer datos y contabilizarlas en tu ERP","2026-08-26T15:56:37.310Z","2026-08-26T16:07:08.620Z","2026-08-26T16:07:08.644Z",213279528234193,"43ec60b5-e33b-4010-9bcd-23751ee4e6c4",{"_uid":3275,"title":3268,"topics":3276,"noIndex":28,"category":3285,"language":3294,"component":893,"heroMedia":3295,"metaTitle":3296,"publishedAt":90,"readingTime":2676,"redirectUrl":90,"listingImage":3297,"metaDescription":3298,"bottomArticleCta":3299,"componentsAfterTheArticle":3300},"e75e11cf-c014-4af9-9dec-efbcdf3ea09c",[3277],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3278,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3279,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3280,"default_full_slug":147,"translated_slugs":3281,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3282,3283,3284],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":3286,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":3288,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":3289,"default_full_slug":900,"translated_slugs":3290,"_stopResolving":41},{"_uid":887,"icon":3287,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3291,3292,3293],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Digitalización de facturas con OCR: extraer y contabilizar",[],"Digitalización de facturas mediante OCR: descubre cómo extraer, validar y preparar los datos para contabilizarlos en el ERP, así como los requisitos de la AEAT.",[],[3301],{"_uid":3302,"items":3303,"heading":3354,"component":1009},"73b6d500-79ee-4c80-8a75-9ed1fdf15ef9",[3304,3314,3324,3334,3344],{"_uid":3305,"title":3306,"component":920,"description":3307},"d924b0b5-8d0b-499f-ba08-7857e8a9a616","¿Qué diferencia hay entre escanear y digitalizar una factura?",{"type":107,"content":3308},[3309],{"type":110,"attrs":3310,"content":3311},{"textAlign":25},[3312],{"text":3313,"type":116},"Escanear produce una imagen. Digitalizar puede añadir extracción de campos y datos estructurados para que el software contable los procese. Una factura escaneada puede requerir revisión o introducción manual, mientras que una factura digitalizada puede reducir ese trabajo, sin eliminar necesariamente los controles humanos.",{"_uid":3315,"title":3316,"component":920,"description":3317},"baa793b6-abe6-4b48-ab74-8a97f60052cd","¿La digitalización de facturas tiene validez legal ante la AEAT?",{"type":107,"content":3318},[3319],{"type":110,"attrs":3320,"content":3321},{"textAlign":25},[3322],{"text":3323,"type":116},"Puede tenerla cuando se realiza mediante software homologado y conforme al proceso y los requisitos técnicos aplicables. En ese caso, puede ser posible prescindir del papel original, respetando los plazos de conservación tributarios, mercantiles y cualquier otro plazo especial que corresponda. 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Un importe neto de 10.000 € al 24 % eleva la base hasta 13.157,89 €.",{"_uid":3729,"title":3730,"component":920,"description":3731},"071f8fe8-6df9-47c2-b583-ef1168c36e2e","¿Es obligatorio presentar el Modelo 216 si la retención es cero?",{"type":107,"content":3732},[3733],{"type":110,"attrs":3734,"content":3735},{"textAlign":25},[3736],{"text":3737,"type":116},"Sí. Aunque un convenio deje la retención en el 0 %, debes presentar un Modelo 216 negativo e incluir al perceptor en el Modelo 296, que se declara entre el 1 y el 31 de enero.",{"_uid":3739,"title":3740,"component":920,"description":3741},"4de825b9-4c40-40ea-a669-61d8b133daab","¿Cuánto tiempo es válido el certificado de residencia fiscal?",{"type":107,"content":3742},[3743],{"type":110,"attrs":3744,"content":3745},{"textAlign":25},[3746],{"text":3747,"type":116},"El certificado emitido por la autoridad fiscal del país del proveedor tiene una validez de un año desde su expedición. 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El País Vasco aplica TicketBAI, que ya está activo, y Navarra dispone de su propia normativa.",{"_uid":4008,"title":4009,"component":920,"description":4010},"8bec3011-a63e-4ae7-aa86-1c9bdfe0065c","¿En qué se diferencia VeriFactu de la factura electrónica obligatoria?",{"type":107,"content":4011},[4012],{"type":110,"attrs":4013,"content":4014},{"textAlign":25},[4015],{"text":4016,"type":116},"VeriFactu regula el software que genera facturas (hash SHA-256, QR, registro inalterable); la factura electrónica obligatoria de la Ley Crea y Crece regula el formato de transmisión B2B. Las grandes empresas deberán cumplir con la factura electrónica B2B en el primer año tras la aprobación del reglamento, y las pymes dispondrán de 2 años. 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Está regulado por la Ley Antifraude 11/2021 y el Real Decreto 1007/2023, y su cumplimiento será obligatorio desde el 1 de enero de 2027.",[4058],{"cta":4059,"_uid":4060,"title":4061,"eyebrow":4067,"subtitle":4072,"component":182,"textAlign":90,"flexibleSection":4077,"sectionSettings":4078,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"c67b3753-4d5c-4a1d-be5a-a4843b282ad1",{"type":107,"content":4062},[4063],{"type":182,"attrs":4064,"content":4065},{"level":184,"textAlign":25},[4066],{"text":996,"type":116},{"type":107,"content":4068},[4069],{"type":110,"attrs":4070,"content":4071},{"textAlign":25},[],{"type":107,"content":4073},[4074],{"type":110,"attrs":4075,"content":4076},{"textAlign":25},[],[],[],"que-es-verifactu","es/blog/que-es-verifactu",-2150,[],"1275fab4-f0c8-40a2-bfbe-371e91cd12a9","2026-07-02T11:12:59.480Z",[],"blog/que-es-verifactu",[4088,4089,4090],{"path":4086,"name":25,"lang":37,"published":25},{"path":4086,"name":25,"lang":39,"published":25},{"path":4086,"name":25,"lang":32,"published":25},{"name":4092,"created_at":4093,"published_at":4094,"updated_at":4095,"id":4096,"uuid":4097,"content":4098,"slug":4218,"full_slug":4219,"sort_by_date":25,"position":4220,"tag_list":4221,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":4222,"first_published_at":4223,"release_id":25,"lang":32,"path":25,"alternates":4224,"default_full_slug":4225,"translated_slugs":4226},"Morosidad y facturación electrónica B2B: por qué Hacienda sabrá exactamente cuándo pagas a tus proveedores","2026-07-01T14:17:36.130Z","2026-07-15T12:57:19.864Z","2026-07-15T12:57:19.885Z",193437106762686,"5862f090-5c57-42b2-b06a-f2e57aa130c7",{"_uid":4099,"title":4092,"topics":4100,"noIndex":28,"category":4109,"language":4118,"component":893,"heroMedia":4119,"metaTitle":4120,"publishedAt":4121,"readingTime":4122,"redirectUrl":90,"listingImage":4123,"metaDescription":4130,"bottomArticleCta":4131,"componentsAfterTheArticle":4132},"0d77ded5-886f-419e-9cda-bce11bcf3406",[4101],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4102,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4103,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4104,"default_full_slug":147,"translated_slugs":4105,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4106,4107,4108],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":4110,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":4112,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":4113,"default_full_slug":900,"translated_slugs":4114,"_stopResolving":41},{"_uid":887,"icon":4111,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4115,4116,4117],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Morosidad y facturación electrónica B2B: por qué Hacienda sa","2026-07-07 00:00","10",[4124],{"_uid":4125,"asset":4126,"caption":90,"component":3990},"3e23af93-244a-4ab2-b77f-c65d4a56a012",{"id":4127,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4128,"copyright":90,"fieldtype":95,"meta_data":4129,"is_external_url":28},198318535055133,"https://a.storyblok.com/f/146026/2752x1536/f0a0b021fd/spendesk_blog_cover_morosidad_facturacion.jpg",{},"Al cierre de cada mes, el equipo financiero necesita verificar que ninguna factura de proveedor ha superado el plazo legal de pago. 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Cualquier cláusula contractual que fije un plazo superior es nula de pleno derecho.",{"_uid":4147,"title":4148,"component":920,"description":4149},"0100e58d-3f5d-48cc-b744-f898112c0d59","¿Qué interés de demora se aplica por una factura pagada con retraso?",{"type":107,"content":4150},[4151],{"type":110,"attrs":4152,"content":4153},{"textAlign":25},[4154],{"text":4155,"type":116},"El tipo legal es el de la última operación principal de refinanciación del BCE más ocho puntos porcentuales. Para el primer semestre de 2026, se sitúa en el 10,15% anualizado. 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La facturación electrónica B2B (Crea y Crece) se implantará con plazos de un año para empresas con facturación superior a ocho millones de euros y dos años para pymes, contados desde la publicación del RD 238/2026.",[4197],{"cta":4198,"_uid":4199,"title":4200,"eyebrow":4206,"subtitle":4211,"component":182,"textAlign":90,"flexibleSection":4216,"sectionSettings":4217,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"804f2a1c-7f81-4075-a141-a5e22b1565df",{"type":107,"content":4201},[4202],{"type":182,"attrs":4203,"content":4204},{"level":184,"textAlign":25},[4205],{"text":996,"type":116},{"type":107,"content":4207},[4208],{"type":110,"attrs":4209,"content":4210},{"textAlign":25},[],{"type":107,"content":4212},[4213],{"type":110,"attrs":4214,"content":4215},{"textAlign":25},[],[],[],"morosidad-facturacion-electronica-b2b","es/blog/morosidad-facturacion-electronica-b2b",-2130,[],"540b3078-0e39-4c5f-b8a2-97ea733c3614","2026-07-01T14:17:36.219Z",[],"blog/morosidad-facturacion-electronica-b2b",[4227,4228,4229],{"path":4225,"name":25,"lang":37,"published":25},{"path":4225,"name":25,"lang":39,"published":25},{"path":4225,"name":25,"lang":32,"published":25},{"name":4231,"created_at":4232,"published_at":4233,"updated_at":4234,"id":4235,"uuid":4236,"content":4237,"slug":4346,"full_slug":4347,"sort_by_date":25,"position":4348,"tag_list":4349,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":4350,"first_published_at":4351,"release_id":25,"lang":32,"path":25,"alternates":4352,"default_full_slug":4353,"translated_slugs":4354},"Cómo auditar tu software de facturación para cumplir con VeriFactu antes de 2027","2026-07-01T14:14:31.744Z","2026-07-15T12:54:19.748Z","2026-07-15T12:54:19.813Z",193436351513498,"5b237131-616b-4414-b073-fb957e517c08",{"_uid":4238,"title":4231,"topics":4239,"noIndex":28,"category":4248,"language":4257,"component":893,"heroMedia":4258,"metaTitle":4259,"publishedAt":4260,"readingTime":4122,"redirectUrl":90,"listingImage":4261,"metaDescription":4268,"bottomArticleCta":4269,"componentsAfterTheArticle":4270},"c8db9850-4744-41b7-b1cb-e535e5c335a5",[4240],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4241,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4242,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4243,"default_full_slug":147,"translated_slugs":4244,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4245,4246,4247],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":4249,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":4251,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":4252,"default_full_slug":900,"translated_slugs":4253,"_stopResolving":41},{"_uid":887,"icon":4250,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4254,4255,4256],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Cómo auditar tu software de facturación para cumplir con Ver","2026-07-02 00:00",[4262],{"_uid":4263,"asset":4264,"caption":90,"component":3990},"6e65eddd-7817-4ea8-b495-b62b441b7180",{"id":4265,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4266,"copyright":90,"fieldtype":95,"meta_data":4267,"is_external_url":28},198316418782544,"https://a.storyblok.com/f/146026/2752x1536/2644346e19/spendesk_blog_cover_como_auditar_tu_software_verifactu_v2.jpg",{},"Tu software de facturación lleva meses bajo una nueva lupa. Desde enero de 2026, las empresas que tributan por el Impuesto de Sociedades deben operar con un Sis",[],[4271],{"_uid":4272,"items":4273,"heading":4324,"component":1009},"67acb6a1-2230-432e-a5de-8d6290b3f23f",[4274,4284,4294,4304,4314],{"_uid":4275,"title":4276,"component":920,"description":4277},"7ed68a82-678b-4d09-aa9b-bc6f8f6b3090","¿Cuándo entra en vigor VeriFactu para empresas y qué tengo que cambiar en mi sistema de facturación?",{"type":107,"content":4278},[4279],{"type":110,"attrs":4280,"content":4281},{"textAlign":25},[4282],{"text":4283,"type":116},"Las empresas que tributan por el Impuesto de Sociedades deben cumplir desde enero de 2026; el resto, desde julio de 2026. Tu SIF debe generar registros encadenados con hash SHA-256, incluir código QR verificable y exportar XML estructurado conforme a los campos de la AEAT.",{"_uid":4285,"title":4286,"component":920,"description":4287},"ab20baaf-b823-4195-bc49-6611292fd064","¿Qué requisitos debe cumplir un sistema de facturación para ser conforme con VeriFactu?",{"type":107,"content":4288},[4289],{"type":110,"attrs":4290,"content":4291},{"textAlign":25},[4292],{"text":4293,"type":116},"Siete requisitos esenciales: inalterabilidad, encadenamiento hash SHA-256, registro XML normalizado, código QR, capacidad de envío a la AEAT, registro de eventos y declaración responsable del fabricante.",{"_uid":4295,"title":4296,"component":920,"description":4297},"4b8dff96-59e6-4819-ac5e-721a498e90c9","¿Qué sanciones conlleva no adaptar mi facturación a VeriFactu a tiempo?",{"type":107,"content":4298},[4299],{"type":110,"attrs":4300,"content":4301},{"textAlign":25},[4302],{"text":4303,"type":116},"Hasta 50.000 € por ejercicio fiscal para empresas que utilicen software no certificado. Los fabricantes se enfrentan a multas de hasta 150.000 € por tipo de programa.",{"_uid":4305,"title":4306,"component":920,"description":4307},"a7ac6c0f-1cdb-4bcd-9965-c7225204897a","¿Cómo afecta VeriFactu a la facturación electrónica B2B obligatoria que llega después?",{"type":107,"content":4308},[4309],{"type":110,"attrs":4310,"content":4311},{"textAlign":25},[4312],{"text":4313,"type":116},"VeriFactu establece la infraestructura técnica sobre la que se apoyará la facturación electrónica B2B obligatoria bajo la Ley Crea y Crece. Las empresas con más de 8 millones de euros de facturación anual tendrán un año para cumplir; las pymes dispondrán de dos años. Cumplir con VeriFactu ahora reduce el esfuerzo de adaptación cuando entre en vigor ese mandato.",{"_uid":4315,"title":4316,"component":920,"description":4317},"66e48938-fd40-4dfe-8679-df6f6f9dae4c","¿Qué hago si mi software de facturación no pasa la auditoría VeriFactu?",{"type":107,"content":4318},[4319],{"type":110,"attrs":4320,"content":4321},{"textAlign":25},[4322],{"text":4323,"type":116},"Tres pasos concretos. Primero, solicita a tu proveedor su calendario de actualización y la declaración responsable conforme al RD 1007/2023. Segundo, si el proveedor no tiene calendario, evalúa alternativas certificadas y planifica la migración durante 2026; el proceso típico requiere entre 3 y 6 meses, incluyendo pruebas. Tercero, documenta los hallazgos de la auditoría y las medidas correctoras adoptadas de cara a una posible regularización voluntaria ante la AEAT.",[4325],{"cta":4326,"_uid":4327,"title":4328,"eyebrow":4334,"subtitle":4339,"component":182,"textAlign":90,"flexibleSection":4344,"sectionSettings":4345,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"62f45b75-c799-432d-89ba-674408d6d690",{"type":107,"content":4329},[4330],{"type":182,"attrs":4331,"content":4332},{"level":184,"textAlign":25},[4333],{"text":996,"type":116},{"type":107,"content":4335},[4336],{"type":110,"attrs":4337,"content":4338},{"textAlign":25},[],{"type":107,"content":4340},[4341],{"type":110,"attrs":4342,"content":4343},{"textAlign":25},[],[],[],"auditar-software-facturacion-verifactu","es/blog/auditar-software-facturacion-verifactu",-2120,[],"2cca9edb-8e3d-4ee7-828a-f5dbccc02da0","2026-07-01T14:14:31.808Z",[],"blog/auditar-software-facturacion-verifactu",[4355,4356,4357],{"path":4353,"name":25,"lang":37,"published":25},{"path":4353,"name":25,"lang":39,"published":25},{"path":4353,"name":25,"lang":32,"published":25},{"name":4359,"created_at":4360,"published_at":4361,"updated_at":4362,"id":4363,"uuid":4364,"content":4365,"slug":4474,"full_slug":4475,"sort_by_date":25,"position":4476,"tag_list":4477,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":4478,"first_published_at":4479,"release_id":25,"lang":32,"path":25,"alternates":4480,"default_full_slug":4481,"translated_slugs":4482},"Plan de Control Tributario 2026: cómo Hacienda ve ahora todos tus pagos con tarjeta de empresa, y por qué necesitas un justificante de cada gasto","2026-07-01T14:12:27.046Z","2026-07-15T12:53:34.726Z","2026-07-15T12:53:34.749Z",193435840750472,"fa9d96cb-2458-4385-9279-f05a3070406a",{"_uid":4366,"title":4359,"topics":4367,"noIndex":28,"category":4376,"language":4385,"component":893,"heroMedia":4386,"metaTitle":4387,"publishedAt":4388,"readingTime":2908,"redirectUrl":90,"listingImage":4389,"metaDescription":4396,"bottomArticleCta":4397,"componentsAfterTheArticle":4398},"26912ff8-8cdc-499b-92d1-111c0d33d66e",[4368],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4369,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4370,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4371,"default_full_slug":147,"translated_slugs":4372,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4373,4374,4375],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":4377,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":4379,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":4380,"default_full_slug":900,"translated_slugs":4381,"_stopResolving":41},{"_uid":887,"icon":4378,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4382,4383,4384],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Plan de Control Tributario 2026: cómo Hacienda ve ahora todo","2026-07-01 00:00",[4390],{"_uid":4391,"asset":4392,"caption":90,"component":3990},"71b7f715-948b-4a24-8379-000055d9922b",{"id":4393,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4394,"copyright":90,"fieldtype":95,"meta_data":4395,"is_external_url":28},198315334702164,"https://a.storyblok.com/f/146026/2752x1536/dae119ef1b/spendesk_blog_cover_control_tributario.jpg",{},"Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más docume",[],[4399],{"_uid":4400,"items":4401,"heading":4452,"component":1009},"392b2cba-2459-4fae-9ca3-82a370a248fc",[4402,4412,4422,4432,4442],{"_uid":4403,"title":4404,"component":920,"description":4405},"0c26ecac-7582-4a77-b600-0b34c58ff97c","¿Qué gastos pagados con tarjeta de empresa puede revisar Hacienda y qué justificantes necesito conservar?",{"type":107,"content":4406},[4407],{"type":110,"attrs":4408,"content":4409},{"textAlign":25},[4410],{"text":4411,"type":116},"A través del Modelo 170, la AEAT recibe datos de todos los cargos, abonos y retiradas de efectivo de tarjetas con operaciones superiores a 25.000 euros anuales. La empresa debe conservar los justificantes de cada gasto durante cuatro años a efectos fiscales y seis años a efectos mercantiles.",{"_uid":4413,"title":4414,"component":920,"description":4415},"0d6355c9-f453-40c5-b7bd-cc9457049c95","¿Cómo se calcula y declara la retribución en especie de un vehículo o seguro para empleados?",{"type":107,"content":4416},[4417],{"type":110,"attrs":4418,"content":4419},{"textAlign":25},[4420],{"text":4421,"type":116},"El vehículo de empresa se valora al 20 % anual de su coste de adquisición. El seguro médico está exento hasta 500 euros por persona y año; el exceso es retribución en especie sujeta al IRPF. Ambos se declaran trimestralmente en el Modelo 111 y anualmente en el Modelo 190.",{"_uid":4423,"title":4424,"component":920,"description":4425},"8337af09-4411-41a8-afba-be1bc1fd4e69","¿Qué riesgos fiscales tengo si no documento correctamente los pagos con tarjeta de empresa?",{"type":107,"content":4426},[4427],{"type":110,"attrs":4428,"content":4429},{"textAlign":25},[4430],{"text":4431,"type":116},"Las discrepancias entre los datos del Modelo 170 y las declaraciones de la empresa activan alertas automáticas de comprobación en la AEAT. La falta de justificantes puede derivar en sanciones de entre el 50 % y el 150 % de la cuota no ingresada conforme a la Ley General Tributaria, además de la reclasificación de gastos como retribuciones en especie no declaradas.",{"_uid":4433,"title":4434,"component":920,"description":4435},"71a9f364-ed85-4b68-8f1c-02055b4ea45b","¿Qué es el Modelo 170 y cuándo se presenta?",{"type":107,"content":4436},[4437],{"type":110,"attrs":4438,"content":4439},{"textAlign":25},[4440],{"text":4441,"type":116},"Es una declaración informativa anual que presentan las entidades financieras, no la empresa. Recoge todas las operaciones con tarjeta (cargos, abonos, retiradas de efectivo, gastos en comercios) de titulares cuyo volumen supere los 25.000 euros anuales.",{"_uid":4443,"title":4444,"component":920,"description":4445},"9c3fdc4e-8c02-4a8c-be47-b5744bfa9fbb","¿Cómo afecta el Plan de Control Tributario 2026 a las retribuciones en especie?",{"type":107,"content":4446},[4447],{"type":110,"attrs":4448,"content":4449},{"textAlign":25},[4450],{"text":4451,"type":116},"El Plan 2026 permite a la AEAT cruzar por primera vez los datos de tarjeta del Modelo 170 (que recoge operaciones superiores a 25.000 euros anuales) con las declaraciones de IRPF, identificando automáticamente desfases entre los gastos reales con tarjeta de empresa y las retribuciones en especie declaradas por la empresa.",[4453],{"cta":4454,"_uid":4455,"title":4456,"eyebrow":4462,"subtitle":4467,"component":182,"textAlign":90,"flexibleSection":4472,"sectionSettings":4473,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"5dd08d30-2c91-480a-a50b-a7f6e5e8f742",{"type":107,"content":4457},[4458],{"type":182,"attrs":4459,"content":4460},{"level":184,"textAlign":25},[4461],{"text":996,"type":116},{"type":107,"content":4463},[4464],{"type":110,"attrs":4465,"content":4466},{"textAlign":25},[],{"type":107,"content":4468},[4469],{"type":110,"attrs":4470,"content":4471},{"textAlign":25},[],[],[],"plan-control-tributario-2026","es/blog/plan-control-tributario-2026",-2110,[],"604baf8b-7a12-4b26-9a25-40517dd7458c","2026-07-01T14:12:27.111Z",[],"blog/plan-control-tributario-2026",[4483,4484,4485],{"path":4481,"name":25,"lang":37,"published":25},{"path":4481,"name":25,"lang":39,"published":25},{"path":4481,"name":25,"lang":32,"published":25},{"name":4487,"created_at":4488,"published_at":4489,"updated_at":4490,"id":4491,"uuid":4492,"content":4493,"slug":4612,"full_slug":4613,"sort_by_date":25,"position":4614,"tag_list":4615,"is_startpage":28,"parent_id":1014,"meta_data":25,"group_id":4616,"first_published_at":4617,"release_id":25,"lang":32,"path":25,"alternates":4618,"default_full_slug":4619,"translated_slugs":4620},"Pagos SEPA en España: qué debes de cambiar en tus sistemas antes del 15 de noviembre de 2026 para evitar que tus transferencias sean rechazadas","2026-07-01T14:07:18.239Z","2026-07-15T12:59:16.664Z","2026-07-15T12:59:16.683Z",193434575881456,"40937653-1b83-4dc7-a7da-62fb499fd3c1",{"_uid":4494,"title":4487,"topics":4495,"noIndex":28,"category":4504,"language":4513,"component":893,"heroMedia":4514,"metaTitle":4515,"publishedAt":4516,"readingTime":909,"redirectUrl":90,"listingImage":4517,"metaDescription":4524,"bottomArticleCta":4525,"componentsAfterTheArticle":4526},"ac59f39e-27ac-481c-aa50-2ed851463d8e",[4496],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4497,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4498,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4499,"default_full_slug":147,"translated_slugs":4500,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4501,4502,4503],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":881,"created_at":882,"published_at":16,"updated_at":883,"id":884,"uuid":885,"content":4505,"slug":893,"full_slug":894,"sort_by_date":25,"position":52,"tag_list":4507,"is_startpage":28,"parent_id":896,"meta_data":25,"group_id":897,"first_published_at":898,"release_id":25,"lang":32,"path":25,"alternates":4508,"default_full_slug":900,"translated_slugs":4509,"_stopResolving":41},{"_uid":887,"icon":4506,"name":881,"component":892},{"id":889,"alt":890,"name":90,"focus":90,"title":90,"filename":891,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4510,4511,4512],{"path":900,"name":25,"lang":37,"published":25},{"path":900,"name":25,"lang":39,"published":25},{"path":900,"name":25,"lang":32,"published":25},[32],[],"Pagos SEPA en España: qué debes de cambiar en tus sistemas a","2026-07-15 00:00",[4518],{"_uid":4519,"asset":4520,"caption":90,"component":3990},"64779803-99b9-4e6d-b637-dbde94fb0ee4",{"id":4521,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4522,"copyright":90,"fieldtype":95,"meta_data":4523,"is_external_url":28},198319305373653,"https://a.storyblok.com/f/146026/2752x1536/bdeb93bf48/spendesk_blog_cover_sepa_pagos.jpg",{},"Desde octubre de 2025, cada transferencia SEPA que sale de tu empresa pasa por un control automático: la verificación del beneficiario. Si el nombre del titular",[],[4527],{"_uid":4528,"items":4529,"heading":4590,"component":1009},"75c5a05e-4484-45f6-9bf9-a69f45f1d5c1",[4530,4540,4550,4560,4570,4580],{"_uid":4531,"title":4532,"component":920,"description":4533},"d263ab81-b64f-4c90-ae91-3f3d9612b305","¿Qué pasa si el nombre del beneficiario y el IBAN no coinciden en una transferencia SEPA?",{"type":107,"content":4534},[4535],{"type":110,"attrs":4536,"content":4537},{"textAlign":25},[4538],{"text":4539,"type":116},"El banco emisor muestra una alerta antes de ejecutar la transferencia. Puedes optar por continuar, pero si la operación resulta fraudulenta, asumes la responsabilidad y el banco puede negarse a reembolsarte.",{"_uid":4541,"title":4542,"component":920,"description":4543},"b6d609e9-1da2-4506-bd50-547fc401967f","¿Es obligatoria la verificación del beneficiario en España?",{"type":107,"content":4544},[4545],{"type":110,"attrs":4546,"content":4547},{"textAlign":25},[4548],{"text":4549,"type":116},"Sí. Desde el 9 de octubre de 2025, la verificación del beneficiario es obligatoria y gratuita para todas las transferencias SEPA, incluidas las instantáneas, en todos los países de la zona SEPA.",{"_uid":4551,"title":4552,"component":920,"description":4553},"cba4d840-cf4c-4e85-a4c2-911cc5ade8a0","¿Cuál es el importe máximo de una transferencia SEPA instantánea?",{"type":107,"content":4554},[4555],{"type":110,"attrs":4556,"content":4557},{"textAlign":25},[4558],{"text":4559,"type":116},"El Reglamento (UE) 2024/886 eliminó el límite anterior de 100.000 € para la transferencia SEPA instantánea. Actualmente no existe un tope regulatorio general, aunque cada entidad bancaria puede aplicar sus propios límites operativos.",{"_uid":4561,"title":4562,"component":920,"description":4563},"4f907efc-2d62-4c69-9f56-b07faba5aef3","¿Quién es responsable si el banco no verifica correctamente y la transferencia es fraudulenta?",{"type":107,"content":4564},[4565],{"type":110,"attrs":4566,"content":4567},{"textAlign":25},[4568],{"text":4569,"type":116},"La entidad financiera. El Reglamento (UE) 2024/886 establece que, si el banco no ejecuta la verificación del beneficiario de forma correcta y se produce un pago fraudulento, debe reembolsar al ordenante.",{"_uid":4571,"title":4572,"component":920,"description":4573},"cbe9f351-d383-40ad-85df-6ebebcfe3de3","¿Qué es la dirección estructurada en un fichero SEPA?",{"type":107,"content":4574},[4575],{"type":110,"attrs":4576,"content":4577},{"textAlign":25},[4578],{"text":4579,"type":116},"Es el formato que sustituye las líneas de dirección en texto libre por campos independientes: calle, número, código postal, ciudad y país. Es obligatorio en los ficheros pain.001 a partir del 15 de noviembre de 2026.",{"_uid":4581,"title":4582,"component":920,"description":4583},"dac66926-a14a-4b79-951a-ef082e8a90f9","¿Cómo preparo los datos de mis proveedores para la Verification of Payee y el plazo de dirección estructurada de noviembre de 2026?",{"type":107,"content":4584},[4585],{"type":110,"attrs":4586,"content":4587},{"textAlign":25},[4588],{"text":4589,"type":116},"Audita la razón social de cada proveedor para que coincida con los registros bancarios (la VoP detectará discrepancias), valida estructuralmente todos los IBAN activos y convierte las direcciones a formato estructurado (calle, número, código postal, ciudad, país) antes de noviembre de 2026. En la sección sobre la limpieza de datos de proveedores encontrarás la lista de comprobación completa.",[4591],{"cta":4592,"_uid":4593,"title":4594,"eyebrow":4600,"subtitle":4605,"component":182,"textAlign":90,"flexibleSection":4610,"sectionSettings":4611,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3f10135e-b925-4839-b87b-e8e2f6f9d749",{"type":107,"content":4595},[4596],{"type":182,"attrs":4597,"content":4598},{"level":184,"textAlign":25},[4599],{"text":996,"type":116},{"type":107,"content":4601},[4602],{"type":110,"attrs":4603,"content":4604},{"textAlign":25},[],{"type":107,"content":4606},[4607],{"type":110,"attrs":4608,"content":4609},{"textAlign":25},[],[],[],"pagos-sepa-espana-2026","es/blog/pagos-sepa-espana-2026",-2090,[],"fd090ef2-11a1-4568-a687-4cc655d4afa9","2026-07-01T14:07:18.315Z",[],"blog/pagos-sepa-espana-2026",[4621,4622,4623],{"path":4619,"name":25,"lang":37,"published":25},{"path":4619,"name":25,"lang":39,"published":25},{"path":4619,"name":25,"lang":32,"published":25},[4625,4626,4627,4628],["Reactive",2646],["Reactive",4486],["Reactive",4230],["Reactive",4091],1787764592121]